3228 Thornapple Dr, Frederick, MD 21704 Property Records

Frederick County property record for 3228 Thornapple Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,049 sqft · built 2021
Lot Size	0.141 acres (6,175 sqft)
Owner	Individual Name on Record
Last Sale	$699,120 (Apr 2021)
Tax Bill	$9,732 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-599797`

Property Details

APN / Parcel Number

Primary APN	`07-599797`
Alternative APN	`599797`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,049 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,175 sqft (0.141 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	599797
Street Address	3228 THORNAPPLE DR
City	FREDERICK
State	MD
Zip	21704-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23315 6,175 SQ FT THE WOODLANDS AT URBANA
Legal Lot Number	23315
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3011
Census Tract	752206

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3228 THORNAPPLE DR, FREDERICK, MD 21704-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	0014757353
Deed Book / Page	14757 / 353
Record Updated	Jun 7, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 12, 2021
Property Address	3228 THORNAPPLE DR, FREDERICK, MD 21704-2405
Document Number	0147570353
Book / Page	14757 / 353
Map Reference	MB 103 PL 87
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MONOCACY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,495.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	656 QUINCE ORCHARD RD # 500, 656, GAITHERSBURG, MD 20878-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3228 THORNAPPLE DR, FREDERICK, MD 21704-2405

Mortgage

Document Number	0014757359
Date	Apr 12, 2021
Instrument	14757/359

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,732.00 Homeowner's exemption	$680,267	$697,000 Land $190,100 Building $506,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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