3228 Skinner Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3228 Skinner Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2019
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,623 (Apr 2026)
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-252202-001417-0`

Property Details

APN / Parcel Number

Primary APN	`36-252202-001417-0`
Alternative APN	`381471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,764 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3228 SKINNER DR
City	LORENA
State	TX
Zip	76655-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 17 BLOCK 14 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	14
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2205 CHRISTINE WAY, TURLOCK, CA 95380-2806
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage GATEWAY MORTGAGE CORP
Apr 10, 2026	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Dec 30, 2022	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2018	Vendor's Lien, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	202611224
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000017940
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3228 SKINNER DR, LORENA, TX 76655-3306
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009747
Date	Mar 18, 2021
Instrument	2021009747

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company
Address	8420

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 10, 2026
Property Address	3228 SKINNER DR, LORENA, TX 76655-3306
Document Number	0000011224
Instrument Date	Apr 8, 2026
Instrument	202611224
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 CHRISTINE WAY, TURLOCK, CA 95380-2806

Mortgage

Document Number	0000011225,
Date	Apr 10, 2026
Instrument	202611225

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 30, 2022
Property Address	3228 SKINNER DR, LORENA, TX 76655-3306
Document Number	0000048687
Map Reference	FILE 2017037539
Instrument Date	Dec 27, 2022
Instrument	2022048687
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3228 SKINNER DR, LORENA, TX 76655-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 SKINNER DR, LORENA, TX 76655-3306

Mortgage

Document Number	0000048688
Date	Dec 30, 2022
Instrument	2022048688

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000048689
Date	Dec 30, 2022
Instrument	2022048689

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 31, 2018
Property Address	3228 SKINNER DR, LORENA, TX 76655-3306
Document Number	0000017940
Map Reference	FILE2017037539
Instrument Date	May 30, 2018
Instrument	2018017940
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 SKINNER DR, LORENA, TX 76655-3306

Mortgage

Document Number	0000017941
Date	May 31, 2018
Instrument	2018017941

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,049 (-1.34%) Land $42,971 Building $253,078	$296,049 (-1.34%) Land $42,971 Building $253,078
2025	$4,546.00 (-11.9%) Homeowner's exemption	$300,080 (-1.66%) Land $39,070 Building $261,010	$300,080 (-1.66%) Land $39,070 Building $261,010
2024	$5,160.00 (+3.14%)
2023		$305,150 (+10.75%) Land $39,070 Building $266,080	$305,150 (+10.75%) Land $39,070 Building $266,080
2022	$5,003.00	$275,540 Land $33,970 Building $241,570	$275,540 Land $33,970 Building $241,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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