San Diego County property record for 3228 Sitio Montecillo, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,039 sqft · built 2007 |
| Lot Size | 0.345 acres (15,031 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,225,000 (Jun 2026) |
| Tax Bill | $34,795 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-723-12-00 |
| Primary APN | 223-723-12-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,039 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 15,031 sqft (0.345 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 3228 SITIO MONTECILLO |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-6091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 15 TR 015098 |
| Legal Subdivision | LA COSTA RESOR |
| Legal Tract | 015098 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20032 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3228 SITIO MONTECILLO, CARLSBAD, CA 92009-6091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2026 | Grant Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Mar 5, 2024 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Mar 5, 2024 · Amount on Record |
| Deed Document Number | 2026179866 |
| Prior Transfer Date | Nov 14, 2016 |
| Prior Transfer Doc | 0000672745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2026 |
| Property Address | 3228 SITIO MONTECILLO, CARLSBAD, CA 92009-6091 |
| Document Number | 0000179866 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026179866 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358,297.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3228 SITIO MONTECILLO, CARLSBAD, CA 92009-6091 |
| Document Number | 0000179867, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 2026179867 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 5, 2024 |
| Property Address | 3228 SITIO MONTECILLO, CARLSBAD, CA 92009-6091 |
| Document Number | 0000055691 |
| Map Reference | MAP 15098 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 2024-0055691 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1288 RUE SAINT MARTIN, SAN MARCOS, CA 92078-5286 |
| Document Number | 0000055692 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024-0055692 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 12.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,939,130 (+2%) Land $1,976,760 Building $962,370 | |
| 2025 | $34,795.00 (+81.29%) | $2,881,500 (+85.84%) Land $1,938,000 Building $943,500 |
| 2023 | $19,193.00 (+1.73%) Homeowner's exemption | $1,550,521 Land $710,162 Building $840,359 |
| 2022 | $18,867.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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