St. Charles County property record for 3228 Schaffner Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,806 sqft · built 1973 |
| Lot Size | 0.112 acres (4,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,567 (Aug 2021) |
| Tax Bill | $2,769 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068120A000 |
| Primary APN | 068120A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 2,596 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,036 sqft |
| Finished Basement | 750 sqft |
| Unfinished Basement | 286 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,880 sqft (0.112 acres) |
| Lot Dimensions | 61 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | Deck Area |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 068120A000 |
|---|---|
| Street Address | 3228 SCHAFFNER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MEADOW WOOD LOT 54 |
| Legal Subdivision | MEADOWWOOD |
| Legal Lot Number | 54 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 310301 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Aug 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Jun 20, 2017 | Affidavit of Death, Transfer NETCO TITLE |
| Jun 20, 2017 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2018 · Amount on Record |
| Deed Document Number | 202166232 |
| Prior Transfer Date | Jun 15, 2017 |
| Prior Transfer Doc | 0067620293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 6, 2021 |
| Property Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 2021R066232 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021R-066232 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 399 N CENTER ST, 399, FORDLAND, MO 65652-9258 |
| Name | Verified Name |
|---|---|
| Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 2021R066233 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021R-066233 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 30, 2018 |
| Property Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 0069700771 |
| Book / Page | 6970 / 0771 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 20180830000497790 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 20180830000497800 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 20180830000497800 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 20, 2017 |
| Property Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 0067620293 |
| Book / Page | 006762 / 000293 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 376900 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | NETCO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3228 SCHAFFNER DR ST CHARLES MO 633010562, ST CHARLES, MO 63301-0562 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 20, 2017 |
| Property Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 0067620295 |
| Book / Page | 6762 / 0295 |
| Map Reference | MB 11 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 20170620000376910 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STELLAR TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 SUGAR GLEN CT, 85, SAINT PETERS, MO 63376-7429 |
| Name | Verified Name |
|---|---|
| Address | 3228 SCHAFFNER DR, SAINT CHARLES, MO 63301-0562 |
| Document Number | 20170620000376920 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 20170620000376920 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,100 (-) | $232,105 (-) Land $50,000 Building $182,105 | |
| 2025 | $2,769.00 | $44,100 (+9.13%) | $232,105 (+9.13%) Land $50,000 Building $182,105 |
| 2023 | $40,409 | ||
| 2022 | $212,679 Land $50,000 Building $162,679 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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