3228 Ridgetop View Dr, Saint Louis, MO 63129 Property Records

St. Louis County property record for 3228 Ridgetop View Dr, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,801 sqft · built 1995
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,500 (Jul 2018)
Tax Bill	$5,522 (2025)
Deeds & Mortgages	Sep 2025 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35J-41-0192`

Property Details

APN / Parcel Number

Primary APN	`35J-41-0192`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area
Gross Area	4,229 sqft
1st Floor Area	1,176 sqft
Basement Area	680 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	100 ft deep x 100 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	491 sqft
Patio Area	496 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3228 RIDGETOP VIEW DR
City	SAINT LOUIS
State	MO
Zip	63129-5288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOREST CREEK PLAT TWO LOT 215
Legal Subdivision	FOREST CREEK PLAT TWO
Legal Lot Number	215
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1003
Census Tract	220452

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Beneficiary Deed, Transfer
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Nov 10, 2020	Quit Claim Deed, Transfer US TITLE-DES PERES
Jul 19, 2018	Warranty Deed, Transfer ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Mar 10, 2003 · Amount on Record
Deed Document Number	2018190
Deed Book / Page	23116 / 580
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000000261
Record Updated	Oct 29, 2026

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 16, 2025
Property Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288
Document Number	2025091600261
Map Reference	MB 329 PG 2
Instrument Date	Sep 4, 2025
Instrument	2025091600261
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	US TITLE-SOUTH COUNTY, US TITLE SOUTH COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288

Mortgage

Document Number	0242562523
Date	Aug 20, 2020
Book Page	24256/2523
Instrument	2020082001032

Lender

Name	TOGETHER CU
Type	Credit Union
Address	GOLETA, CA 93118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 10, 2020
Property Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288
Document Number	0244300374
Book / Page	024430 / 000374
Instrument Date	Oct 14, 2020
Instrument	897
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	US TITLE-DES PERES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3228 RIDGETOP VIEW DR ST LOUIS MO 631295288, ST LOUIS, MO 63129-5288

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 19, 2018
Property Address	3228 RIDGETOP VIEW DR, SAINT LOUIS, MO 63129-5288
Document Number	0231160580
Book / Page	023116 / 000580
Instrument Date	Jul 17, 2018
Instrument	190
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	VISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3228 RIDGETOP VIEW DR ST LOUIS MO 631295288, ST LOUIS, MO 63129-5288

Mortgage

Document Number	231160583
Date	Jul 19, 2018
Book Page	023116/000583
Instrument	191

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,630 (-6.71%) Land $21,070 Building $67,560	$466,500 (-6.7%) Land $110,900 Building $355,600
2025	$5,522.00 (-3.07%)	$95,000 (+11.71%) Land $21,070 Building $73,930	$500,000 (+11.71%) Land $110,900 Building $389,100
2024	$5,697.00 (+1.28%)	$85,040 (-) Land $14,060 Building $70,980
2023	$5,625.00 (+18.62%)	$85,040 (+17.38%) Land $14,060 Building $70,980	$447,600 (+17.39%) Land $74,000 Building $373,600
2022	$4,742.00	$72,450 Land $14,060 Building $58,390
2021			$381,300 Land $74,000 Building $307,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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