San Diego County property record for 3228 Reservoir Dr, Jamul, CA 91935
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,940 sqft · built 1978 |
| Lot Size | 1.63 acres (71,438 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (May 2009) |
| Tax Bill | $5,852 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 596-090-33-00 |
| Primary APN | 596-090-33-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,940 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 71,438 sqft |
| Old Parcel Number | 5960902800 |
|---|---|
| Street Address | 3228 RESERVOIR DR |
| City | JAMUL |
| State | CA |
| Zip | 91935-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 4 (EX DOC05-0350422) TR PM15243 |
| Legal Subdivision | INDIAN SPRINGS AVACADO FARMS |
| Legal Tract | B |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21305 |
3228 Reservoir Dr is owned and occupied by two individuals who acquired it in May 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3228 RESERVOIR DR, JAMUL, CA 91935-2018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNISOURCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2009 · Amount on File |
| Deed Sale | May 11, 2009 · Amount on File |
| Deed Document Number | 2009247296 |
| Last Transfer Date | May 6, 2020 |
| Transfer Doc | 0000243338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3228 RESERVOIR DR, JAMUL, CA 91935-2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000250235 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019-0250235 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2020 |
| Property Address | 3228 RESERVOIR DR, JAMUL, CA 91935-2018 |
| Document Number | 0000243338 |
| Instrument Date | May 6, 2020 |
| Instrument | 2020-0243338 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3228 RESERVOIR DR, JAMUL, CA 91935-2018 |
| Investor | Possibly a Property Investor |
| Document Number | 0000243339 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020-0243339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 17, 2018 |
| Property Address | 3228 RESERVOIR DR, JAMUL, CA 91935-2018 |
| Document Number | 0000338357 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 2018-0338357 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3228 RESERVOIR DR, JAMUL, CA 91935-2018 |
| Investor | Possibly a Property Investor |
| Document Number | 0000338358 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018-0338358 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 3228 Reservoir Dr was $5,852 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Jamul-Dulzura Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $492,553 (+2%) Land $223,289 Building $269,264 | |
| 2025 | $5,852.00 Homeowner's exemption | $482,896 Land $218,911 Building $263,985 |
| 2023 | $5,628.00 (+2.46%) Homeowner's exemption | $464,146 Land $210,411 Building $253,735 |
| 2022 | $5,493.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3228 Reservoir Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3228 Reservoir Dr is very high, ranking above 94% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, OTAY WATER DISTRICT |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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