3228 Ramona St, Pinole, CA 94564 Property Records

Contra Costa County property record for 3228 Ramona St, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,273 sqft · built 1973
Lot Size	0.157 acres (6,825 sqft)
Owner	Individual Name on File
Last Sale	$361,000 (Sep 2012)
Tax Bill	$7,971 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`360-495-002-6`

Property Details

APN / Parcel Number

Primary APN	`360-495-002-6`
Alternative APN	`360-495-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,273 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1988
Lot Area	6,825 sqft (0.157 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3228 RAMONA ST
City	PINOLE
State	CA
Zip	94564-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4074 LOT 26
Legal Subdivision	SUBDIVISION 4074
Legal Tract	4074
Legal Lot Number	26
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1018
Census Tract	359202

Owner

3228 Ramona St is owned by an individual who acquired it in June 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY & STATE EMPLOYEES CU
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY & STATE EMPLOYEES CU
Jun 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Jun 19, 2012 · Amount on File
Deed Document Number	2012238569
Last Transfer Date	Jun 14, 2017
Transfer Doc	0000111934
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3228 RAMONA ST, PINOLE, CA 94564-1228
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102066
Date	Jun 8, 2017
Instrument	2017-102066

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3228 RAMONA ST, PINOLE, CA 94564-1228
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096102
Date	Jun 18, 2018
Instrument	2018-096102

Lender

Name	UNIVERSITY & STATE EMPLOYEES CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3228 RAMONA ST, PINOLE, CA 94564-1228
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061202
Date	Apr 20, 2018
Instrument	2018-061202

Lender

Name	UNIVERSITY & STATE EMPLOYEES CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2017
Property Address	3228 RAMONA ST, PINOLE, CA 94564-1228
Document Number	0000111934
Instrument Date	Jun 14, 2017
Instrument	111934
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3228 RAMONA ST PINOLE CA 945641228, PINOLE, CA 94564-1228

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2017
Property Address	3228 RAMONA ST, PINOLE, CA 94564-1228
Document Number	0000111935
Instrument Date	Jun 14, 2017
Instrument	111935
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 RAMONA ST PINOLE CA 945641228, PINOLE, CA 94564-1228

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Ramona St was $7,971.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$523,445 (+2%) Land $263,765 Building $259,680
2025	$7,971.00	$513,183 Land $258,594 Building $254,589
2023	$7,550.00 (+0.85%)	$493,257 Land $248,553 Building $244,704
2022	$7,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3228 Ramona St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Ramona St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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