3228 Prather Dr, Jacksonville, FL 32216 Property Records

Duval County property record for 3228 Prather Dr, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1969
Lot Size	0.189 acres (8,214 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Jan 2026)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155277-0000`

Property Details

APN / Parcel Number

Primary APN	`155277-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,214 sqft (0.189 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Pool Area	1 sqft
Porch	Finished/Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3228 PRATHER DR
City	JACKSONVILLE
State	FL
Zip	32216-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	32-72 56-3S-27E LORAN ESTATES UNIT THREE LOT 25 BLK 11
Legal Range	27E
Legal Township	03S
Legal Section	56
Legal Subdivision	LORAN ESTATES UNIT 03
Legal Block	11
Legal Lot Number	25
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1031
Census Tract	16002

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3228 PRATHER DR, JACKSONVILLE, FL 32216-5531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	202620631
Deed Book / Page	21770 / 1500
Prior Transfer Date	Nov 7, 2005
Prior Transfer Doc	0129660168
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 27, 2026
Property Address	3228 PRATHER DR, JACKSONVILLE, FL 32216-5531
Document Number	0217701500
Book / Page	21770 / 1500
Map Reference	MB 32 PG 72&72A
Instrument Date	Jan 12, 2026
Instrument	2026020631
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	376888 KINGS FERRY RD, HILLIARD, FL 32046-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 PRATHER DR, JACKSONVILLE, FL 32216-5531

Mortgage

Document Number	0217701502
Date	Jan 27, 2026
Instrument	21770/1502

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,872 (+2.7%)	$244,913 (-2%) Land $92,580 Building $152,333
2025	$1,666.00 (+14.74%) Homeowner's exemption	$113,800 (+5.99%)	$249,900 (+6.3%) Land $85,000 Building $164,900
2024	$1,452.00 (+3.57%)
2023	$1,402.00 (+10.22%) Homeowner's exemption	$107,372 (+3%)	$235,097 (+8.7%) Land $95,000 Building $140,097
2022	$1,272.00 Homeowner's exemption	$104,245	$216,277 Land $95,000 Building $121,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2012–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20