3228 October Ct, Riverside, CA 92503 Property Records

Riverside County property record for 3228 October Ct, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,205 sqft · built 1988
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Jan 2020)
Tax Bill	$7,712 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-344-012`

Property Details

APN / Parcel Number

Primary APN	`135-344-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,205 sqft Living Area
Gross Area	2,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3228 OCTOBER CT
City	RIVERSIDE
State	CA
Zip	92503-0908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.18 ACRES IN LOT 74 MB 168/016 TR 21291-1
Legal Subdivision	212911-1
Legal Tract	21291-1
Legal Lot Number	74
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	1
Census Block	1000
Census Tract	41415

Owner

3228 October Ct is owned and occupied by two individuals who bought it in January 2020.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3228 OCTOBER CT, RIVERSIDE, CA 92503-0908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 15, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Jul 11, 2013 · Amount on File
Deed Document Number	202020622
Prior Transfer Date	Apr 25, 2003
Prior Transfer Doc	0000389207
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3228 OCTOBER CT, RIVERSIDE, CA 92503-0908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 OCTOBER CT, RIVERSIDE, CA 92503-0908

Mortgage

Document Number	0000016980
Date	Jan 11, 2021
Instrument	2021-0016980

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 15, 2020
Property Address	3228 OCTOBER CT, RIVERSIDE, CA 92503-0908
Document Number	0000020622
Map Reference	MB 168 PG 16-26
Instrument Date	Jan 6, 2020
Instrument	2020-0020622
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3228 OCTOBER CT, RIVERSIDE, CA 92503-0908

Mortgage

Document Number	0000020623
Date	Jan 15, 2020
Instrument	2020-0020623

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3228 October Ct was $7,712.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,139 (+2%) Land $89,237 Building $481,902
2025	$7,712.00	$559,941 Land $87,488 Building $472,453
2023	$7,282.00 (+6.2%)	$538,200 Land $84,092 Building $454,108
2022	$6,857.00
2021			$585,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3228 October Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 October Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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