3228 McMath Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3228 McMath Dr, Palm Harbor, FL 34684 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Year BuiltBuilt 1989
Square Footage1,332 sqft Living Area
Lot Size6,907 sqft (0.159 acres)
GarageAttached
OccupancyOwner Occupied
Last Sale$315,000 (2022)
Tax Bill$1,829.00 (2025)

Property Details

APN / Parcel Number

Primary APNC62-000-758-4002-5
Alternative APNs
  • 05-28-16-38906-000-0760
  • 281605389060000760
  • 162805389060000760
  • R42997

Interior

Building Area1,332 sqft Living Area
1st Floor1,332 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeWood Construction
Lot Area6,907 sqft (0.159 acres)
Depth X Width19 ft x 10 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account NumberR42997
Street Address3228 MCMATH DR
CityPALM HARBOR
StateFL
Zip34684-3433
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionHIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 76
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase2
Legal Tract38906
Legal Lot Number76
JurisdictionPINELLAS FL
Minor Civil DivisionTARPON SPRINGS
Census Blockgroup1
Census Block1010
Census Tract27331

Owner

Source: Pinellas County records · APN C62-000-758-4002-5

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3228 MCMATH DR, PALM HARBOR, FL 34684-3433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Deed Doc Number2022263036
Deed Book / Page22184 / 722
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateMay 18, 2026
Property Address3228 MCMATH DR, PALM HARBOR, FL 34684-3433
Document Number0000133469
Book / Page23562 / 158
Instrument DateApr 29, 2026
Instrument2026133469
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3228 MCMATH DR, PALM HARBOR, FL 34684-3433

Mortgage

Document Number0000133469,
DateMay 18, 2026
Book Page23562/158
Instrument2026133469
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 22, 2056
Interest
Rate6.46%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 29, 2022
Property Address3228 MCMATH DR, PALM HARBOR, FL 34684-3433
Document Number0221840722
Book / Page22184 / 722
Map ReferenceMB 83 PG 12&13
Instrument DateAug 25, 2022
Instrument2022263036
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 W LAKE RD # RDA307, 900, PALM HARBOR, FL 34684-3142

Transferred To (Grantee/Buyer)

NameVerified Name
Address3228 MCMATH DR, PALM HARBOR, FL 34684-3433

Mortgage

Document Number0022184724
DateAug 29, 2022
Instrument22184/724
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,829.00 (+9.19%) Homeowner's exemption$134,575 (+5.99%)$262,207 (-8.99%) Building $262,207
2023$1,675.00 (+36.73%) Homeowner's exemption$126,973 (+24.62%)$288,117 (+12.24%) Building $288,117
2022$1,225.00 Homeowner's exemption$101,892$256,697 Building $256,697

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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