Carroll County property record for 3228 Maple Ave, Manchester, MD 21102
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,358 sqft · built 1950 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Apr 1990) |
| Tax Bill | $2,903 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-035760 |
| Primary APN | 06-035760 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,358 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,200 sqft (0.303 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 502 sqft |
| Shed | 1 Shed |
| Shed Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 035760 |
|---|---|
| Street Address | 3228 MAPLE AVE |
| City | MANCHESTER |
| State | MD |
| Zip | 21102-1969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-750 |
| Legal Description | LT 7 0.302 AC MAPLE STREET MANCHESTER |
| Legal Subdivision | MANCHESTER |
| Legal Lot Number | 7 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 6, MANCHESTER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 506200 |
3228 Maple Ave is owned and occupied by two individuals who bought it in April 1990.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3228 MAPLE AVE, MANCHESTER, MD 21102-1969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 1990 · Amount on File |
| Deed Sale | Apr 17, 1990 · Amount on File |
| Deed Book / Page | 1204 / 592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 3228 MAPLE AVE, MANCHESTER, MD 21102-1969 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3228 MAPLE AVE, MANCHESTER, MD 21102-1969 |
| Document Number | 0116040027 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 11604/27 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | WESTMINSTER, MD 21157 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 3228 Maple Ave was $2,903 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Manchester Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,903.00 (+5.22%) Homeowner's exemption | $236,667 | $267,800 Land $117,900 Building $149,900 |
| 2025 | $2,759.00 Homeowner's exemption | ||
| 2023 | $2,582.00 Homeowner's exemption | $191,900 | $221,100 Land $97,900 Building $123,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3228 Maple Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3228 Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MANCHESTER serves 4,954 people · EPA ID MD0060006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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