3228 Main St, Clifton, CO 81520 Property Records

Mesa County property record for 3228 Main St, Clifton, CO 81520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,714 sqft · built 1977
Lot Size	0.22 acres (9,593 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2943-143-13-009`

Property Details

APN / Parcel Number

Primary APN	`2943-143-13-009`
Alternative APN	`R040481`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	884 sqft
Basement Area	830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,593 sqft (0.22 acres)
Garage Type	Attached
Garage Area	572 sqft
Porch	Slab
Porch Area	88 sqft
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R040481
Street Address	3228 MAIN ST
City	CLIFTON
State	CO
Zip	81520-9080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 9 KIMWOOD ESTATES SECTION 14 1S 1E
Legal Range	001
Legal Township	01S
Legal Section	14
Legal Subdivision	KIMWOOD ESTATES
Legal Block	9
Legal Lot Number	9
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1008
Census Tract	1706

Owner

3228 Main St is owned and occupied by two individuals who acquired it in February 2019.

Source: Mesa County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG
Jan 31, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Feb 28, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Feb 28, 2019	Quit Claim Deed, Transfer LAND TITLE GUARANTEE
Aug 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019
Deed Sale	Feb 28, 2019
Prior Sale	Apr 7, 2015 · Amount on File
Deed Document Number	20192871393
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	0002871393
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003033454
Date	Jun 3, 2022
Instrument	3033454

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 MAIN ST, CLIFTON, CO 81520-9080

Mortgage

Document Number	0003016787
Date	Jan 20, 2022
Instrument	3016787

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Mar 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Document Number	0002871395
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 MAIN ST CLIFTON CO 815209080, CLIFTON, CO 81520-9080

Mortgage

Document Number	0002871395
Date	Feb 28, 2019
Instrument	2871395

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Jan 31, 2019
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Document Number	0002868637
Instrument Date	Jan 31, 2019
Instrument	2868637
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3228 MAIN ST CLIFTON CO 815209080, CLIFTON, CO 81520-9080

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Feb 28, 2019
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Document Number	0002871393
Instrument Date	Dec 19, 2018
Instrument	2871393
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3228 MAIN ST CLIFTON CO 815209080, CLIFTON, CO 81520-9080

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Feb 28, 2019
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Document Number	0002871394
Instrument Date	Dec 14, 2018
Instrument	2871394
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3228 MAIN ST CLIFTON CO 815209080, CLIFTON, CO 81520-9080

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MESA CO
Recording Date	Aug 18, 2017
Property Address	3228 MAIN ST, CLIFTON, CO 81520-9080
Document Number	0002811439
Instrument Date	Aug 12, 2017
Instrument	2811439
Transaction Type	Transfer
Record Updated	Sep 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3228 MAIN ST CLIFTON CO 815209080, CLIFTON, CO 81520-9080

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Main St was $1,565, up 18.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+18.11%)	$20,580 (+16.07%) Land $3,630 Building $16,950	$329,270 Land $58,000 Building $271,270
2024	$1,325.00 (+0.53%)	$17,730 (-) Land $3,050 Building $14,680
2023	$1,318.00 (+11.13%)	$17,730 (+13.22%) Land $3,050 Building $14,680	$264,610 Land $45,540 Building $219,070
2022	$1,186.00	$15,660 Land $3,480 Building $12,180
2021			$225,270 Land $50,000 Building $175,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3228 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Clearnetworx, Verizon.

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