Baltimore County property record for 3228 Lynch Rd, Baltimore, MD 21219
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,440 sqft · built 1944 |
| Lot Size | 0.125 acres (5,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,250 (Apr 2021) |
| Tax Bill | $2,783 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2023 Line of Credit + 1 more |
| APN | 15-1504350280 |
| Primary APN | 15-1504350280 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,480 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,450 sqft (0.125 acres) |
| Lot Dimensions | 114 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 40 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1504350280 |
|---|---|
| Street Address | 3228 LYNCH RD |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNCH POINT |
| Legal Subdivision | LYNCH POINT |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 452000 |
3228 Lynch Rd is owned and occupied by an individual who bought it in April 2021.
Source: Baltimore County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3228 LYNCH RD, SPARROWS POINT, MD 21219-1119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK |
| Apr 22, 2021 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on File |
| Deed Sale | Apr 22, 2021 · Amount on File |
| Prior Sale | Jun 7, 2016 · Amount on File |
| Deed Book / Page | 44549 / 178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jul 29, 2026 |
| Property Address | 3228 LYNCH RD, SPARROWS POINT, MD 21219-1119 |
| Document Number | 5156000079 |
| Book / Page | 51569 / 79 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | POWERHOUSE TITLE LLC, POWERHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3228 LYNCH RD, SPARROWS POINT, MD 21219-1119 |
| Document Number | 5156000079, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 51569/79 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 3, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 3228 LYNCH RD, BALTIMORE, MD 21219-1119 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0480600478 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 48060/478 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | May 5, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 22, 2021 |
| Property Address | 3228 LYNCH RD, BALTIMORE, MD 21219-1119 |
| Document Number | 0445490178 |
| Book / Page | 44549 / 178 |
| Map Reference | MB WPC 8 FO 38 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | GUARANTEED TRUST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3228 LYNCH RD, BALTIMORE, MD 21219-1119 |
| Document Number | 0044549185 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 44549/185 |
| Name | RESIDENTIAL MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217,600 | $235,200 Land $71,500 Building $163,700 | |
| 2024 | $2,783.00 (+95.02%) | ||
| 2023 | $1,427.00 | $182,400 Land $71,500 Building $110,900 | $182,400 Land $71,500 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3228 Lynch Rd; there have been 229 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 98 policies |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 229 (1978–2024) |
| Claims Outside the SFHA | 11 of 229 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3228 Lynch Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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