3228 Lightning Ct, New Lenox, IL 60451 Property Records

Will County property record for 3228 Lightning Ct, New Lenox, IL 60451

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,720 sqft)
Owner	Trust Name on File
Last Sale	$270,000 (Sep 2005)
Tax Bill	$9,170 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-08-105-086`

Property Details

APN / Parcel Number

Primary APN	`15-08-08-105-086`

Exterior

Lot Area	2,720 sqft (0.06 acres)

Location & Zoning

Street Address	3228 LIGHTNING CT
City	NEW LENOX
State	IL
Zip	60451-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 IN THUNDER RIDGE COMMONS P.U.D., A SUB OF THE W1/2 NW1/4 IN SEC. 8 T35N-R11E.
Legal Range	11E
Legal Township	35N
Legal Section	08
Legal Subdivision	THUNDER RIDGE COMMONS P U D
Legal Lot Number	27
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	3
Census Block	3026
Census Tract	881108

Owner

3228 Lightning Ct is owner-occupied and held in a trust since October 2005.

Source: Will County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	3228 LIGHTNING CT, NEW LENOX, IL 60451-5609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2005 · Amount on File
Deed Sale	Sep 27, 2005 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Document Number	2005167062
Last Transfer Date	Oct 17, 2005
Transfer Doc	0000219470
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3228 LIGHTNING CT, NEW LENOX, IL 60451-5609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071664
Date	Oct 11, 2019
Instrument	R2019071664

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3228 LIGHTNING CT, NEW LENOX, IL 60451-5609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078794
Date	Sep 16, 2020
Instrument	R2020078794

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Lightning Ct was $9,170.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Municipality	Joliet City
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,170.00	$129,766 (+6.9%) Land $19,230 Building $110,536	$389,298 (+6.9%) Land $57,690 Building $331,608
2024		$121,390 Land $17,989 Building $103,401	$364,170 Land $53,967 Building $310,203
2022	$8,045.00 Homeowner's exemption Senior Citizen's exemption	$101,940 Land $15,106 Building $86,834	$305,820 Land $45,318 Building $260,502

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3228 Lightning Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Lightning Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications.

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