3228 Lapp Ln, Naperville, IL 60564 Property Records

Will County property record for 3228 Lapp Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,144 sqft · built 2001
Lot Size	0.27 acres (11,890 sqft)
Owner	Individual Name on File
Last Sale	$452,500 (Nov 2001)
Tax Bill	$14,953 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-09-113-007`

Property Details

APN / Parcel Number

Primary APN	`07-01-09-113-007`
Alternative APN	`1104091000030000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,144 sqft Total Area
1st Floor Area	1,753 sqft
2nd Floor Area	1,391 sqft
Basement Area	1,742 sqft
Unfinished Basement	1,742 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	11,890 sqft (0.27 acres)
Garage Area	79 sqft

Location & Zoning

Street Address	3228 LAPP LN
City	NAPERVILLE
State	IL
Zip	60564-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 IN PENNCROSS KNOLL, A SUB OF PRT OF THE NW1/4 OF SEC 9, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	09
Legal Subdivision	PENNCROSS KNOLL
Legal Lot Number	50
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1022
Census Tract	880323

Owner

3228 Lapp Ln is owned and occupied by an individual who bought it in November 2001.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3228 LAPP LN, NAPERVILLE, IL 60564-8350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Oct 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2001 · Amount on File
Deed Sale	Nov 9, 2001 · Amount on File
Prior Sale	Mar 7, 2001 · Amount on File
Deed Document Number	2001152678
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3228 LAPP LN, NAPERVILLE, IL 60564-8350
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 LAPP LN, NAPERVILLE, IL 60564-8350

Mortgage

Document Number	0000067452
Date	Dec 2, 2025
Instrument	R2025067452

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.49%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3228 LAPP LN, NAPERVILLE, IL 60564-8350
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037763
Date	Jul 27, 2023
Instrument	R2023037763

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3228 LAPP LN, NAPERVILLE, IL 60564-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076485
Date	Oct 28, 2019
Instrument	R2019076485

Lender

Name	FCB BANKS
Type	Bank
Address	TRENTON, IL 62293

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Lapp Ln was $14,953.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,953.00	$247,846 (+9.95%) Land $64,425 Building $183,421	$743,538 (+9.95%) Land $193,275 Building $550,263
2024		$225,417 Land $58,595 Building $166,822	$676,251 Land $175,785 Building $500,466
2022	$11,858.00 Homeowner's exemption	$169,676 Land $48,965 Building $120,711	$509,028 Land $146,895 Building $362,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3228 Lapp Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3228 Lapp Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV.

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