3228 Hackworth St, Ashland, KY 41101 Property Records

Boyd County property record for 3228 Hackworth St, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,588 sqft · built 1953
Lot Size	0.128 acres (5,585 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Aug 2026)
Tax Bill	$709 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-16-02-003.00`

Property Details

APN / Parcel Number

Primary APN	`038-16-02-003.00`
Alternative APN	`583361`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	308 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,585 sqft (0.128 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	583361
Street Address	3228 HACKWORTH ST
City	ASHLAND
State	KY
Zip	41101-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 18A BLOCK 8 SOUTH ASHLAND SUBDIVISION
Legal Subdivision	SOUTH ASHLAND SUBITION
Legal Block	8
Legal Lot Number	18A
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

3228 Hackworth St is owned and occupied by two individuals who bought it in August 2026.

Source: Boyd County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2026	Deed, Transfer ASHORE TITLE, ASHLEY TITLE
Nov 15, 2025	Special Warranty Deed, Transfer
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit KENTUCKY HOUSING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Jun 17, 2026 · Amount on File
Deed Document Number	202610045863
Deed Book / Page	881 / 110
Prior Transfer Date	Oct 10, 2007
Prior Transfer Doc	00D708/671
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Aug 24, 2026
Property Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Document Number	0010045863
Book / Page	881 / 110
Instrument Date	Aug 19, 2026
Instrument	202610045863
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	ASHLEY LAND TITLE, ASHLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,534.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029

Mortgage

Document Number	0010045864,
Date	Aug 24, 2026
Instrument	202610045864

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Recording Date	Aug 24, 2026
Property Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Document Number	0010045864
Book / Page	1626 / 655
Instrument Date	Aug 19, 2026
Instrument	202610045864
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	LAND TITLE, ASHVILLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 30TH ST, HUNTINGTON, WV 25702-1712

Mortgage

Document Number	0010045864,
Date	Aug 24, 2026
Book Page	1626/655
Instrument	202610045864

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jun 17, 2026
Property Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Document Number	0010044238
Book / Page	879 / 180
Instrument Date	May 12, 2026
Instrument	202610044238
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ASHORE TITLE, ASHLEY TITLE

Transaction

Amount	Amount on Record
Tax	$9,696.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 16TH ST, ASHLAND, KY 41101-7670

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Nov 15, 2025
Property Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Document Number	000873/597
Book / Page	873 / 597
Map Reference	MB 45 PG 31
Instrument Date	Sep 3, 2025
Instrument	10039773
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Mail Care Of	INFORMATION SYSTEMS NETWORKS CORP
Investor	Possibly a Property Investor

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001551/132
Date	Dec 12, 2023
Book Page	1551/132
Instrument	10024909

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 HACKWORTH ST, ASHLAND, KY 41101-4029

Mortgage

Document Number	001551/148
Date	Dec 12, 2023
Book Page	1551/148
Instrument	10024910

Lender

Name	KENTUCKY HOUSING CORPORATION
Type	Non-Lending Institution
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Hackworth St was $709 with a homeowner's exemption, down 3.4% from the year before.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$709.00 (-3.41%) Homeowner's exemption	$164,000 (-) Land $20,000 Building $144,000	$164,000 (-) Land $20,000 Building $144,000
2024	$734.00 (+85.82%) Homeowner's exemption	$164,000 (+56.19%) Land $20,000 Building $144,000	$164,000 (+56.19%) Land $20,000 Building $144,000
2023	$395.00 Homeowner's exemption Disabled Person's exemption	$105,000 Land $10,000 Building $95,000	$105,000 Land $10,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3228 Hackworth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Hackworth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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