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3228 Gulfview Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3228 Gulfview Dr, Hernando Beach, FL 34607 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,986 sqft · built 1982
Lot Size0.217 acres (9,435 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Nov 2024)
Tax Bill$5,356 (2025)
Deeds & MortgagesMay 2022 Reverse Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNR12-223-16-2020-0750-0010

Property Details

APN / Parcel Number

Primary APNR12-223-16-2020-0750-0010
Alternative APNs
  • 00161611
  • 161611

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,986 sqft Living Area
Gross Area3,163 sqft
1st Floor Area1,986 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,435 sqft (0.217 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area364 sqft
PorchSlab
Porch Area725 sqft
Deck Area210 sqft
Patio Area456 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00161611
Street Address3228 GULFVIEW DR
CityHERNANDO BEACH
StateFL
Zip34607-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 6 BLK 75 LOT 1
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 6
Legal Block75
Legal Lot Number1
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2033
Census Tract41501

Owner

Source: Hernando County records · APN R12-223-16-2020-0750-0010

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3228 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
May 02, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Prior SaleMay 02, 2018 · Amount on Record
Deed Document Number202474202
Deed Book / Page4496 / 1838
Prior Transfer DateAug 17, 2021
Prior Transfer Doc0000093167
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3228 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3228 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033

Mortgage

Document Number0041780034
DateMay 31, 2022
Book Page4178/34
Instrument2022042522
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate9%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 02, 2018
Property Address3228 GULFVIEW DR, HERNANDO BEACH, FL 34607-3033
Document Number0035790946
Book / Page003579 / 000946
Instrument DateApr 21, 2018
Instrument26889
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanySOUTHERN SECURITY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3228 GULFVIEW DR HERNANDO BEACH FL 346073033, HERNANDO BEACH, FL 34607-3033

Mortgage

Document Number35790947
DateMay 02, 2018
Book Page003579/000947
Instrument26890
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.62%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,356.00 (-36.12%)$367,245 (-37.93%) Land $339,812 Building $27,433$367,245 (-37.93%) Land $339,812 Building $27,433
2023$591,681 Land $289,575 Building $302,106
2022$8,385.00$591,681 Land $269,993 Building $321,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 412 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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