3228 Fowler Rd, Springfield, OH 45502 Property Records

Clark County property record for 3228 Fowler Rd, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 2018
Lot Size	5.14 acres (223,898 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Feb 2016)
Tax Bill	$12,005 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`180-06-00025-000-095`

Property Details

APN / Parcel Number

Primary APN	`180-06-00025-000-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	223,898 sqft (5.14 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	600 sqft
Porch	Slab
Porch Area	1,219 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3228 FOWLER RD
City	SPRINGFIELD
State	OH
Zip	45502-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT N W QR
Legal Range	9W
Legal Township	4N
Legal Section	25
Legal Subdivision	MIAMI RIVERS
Legal Lot Number	95
Jurisdiction	CLARK OH
Township / Civil Division	MAD RIVER
Census Block Group	3
Census Block	3004
Census Tract	3002

Owner

Source: Clark County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3228 FOWLER RD, SPRINGFIELD, OH 45502-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2016 · Amount on Record
Deed Sale	Feb 10, 2016 · Amount on Record
Prior Sale	Feb 10, 2016 · Amount on Record
Deed Document Number	20161994
Deed Book / Page	2077 / 512
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3228 FOWLER RD, SPRINGFIELD, OH 45502-9762
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017795
Date	Dec 19, 2017
Book Page	2135/0620
Instrument	201700017795

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3228 FOWLER RD, SPRINGFIELD, OH 45502-9762
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007369
Date	Jun 19, 2019
Book Page	2158/1758
Instrument	201900007369

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3228 FOWLER RD, SPRINGFIELD, OH 45502-9762
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004181
Date	Mar 24, 2020
Book Page	2169/4320
Instrument	202000004181

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Mad River Township
Unified School District	Greenon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,005.00 (+55.61%)	$170,170 (+18.48%) Land $28,430 Building $141,740	$486,200 (+18.48%) Land $81,240 Building $404,960
2024	$7,715.00 (+2.51%)
2023		$143,630 Land $28,840 Building $114,790
2022	$7,526.00		$410,360 Land $82,390 Building $327,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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