Cook County property record for 3228 Florence Ave, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,395 sqft · built 1901 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Mar 2023) |
| Tax Bill | $1,918 (2023) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-33-328-032 |
| Primary APN | 32-33-328-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,125 sqft (0.072 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3228 FLORENCE AVE |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (KEENEYS) SUB OF (CHICAGO)(HEIGHTS) SUB OF EH OF SW & WH OF SE SH SEC 33-35-14 |
| Legal Range | 14E |
| Legal Township | 35N |
| Legal Section | 33 |
| Legal Subdivision | KEENEYS SUB OF CHICAGO HEIGHTS |
| Legal Block | 25 |
| Legal Lot Number | 14,15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 829600 |
Source: Cook County records · APN 32-33-328-032
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3328 FLORENCE AVE, STEGER, IL 60475-1114 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Sep 11, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Deed Document Number | 202333468 |
| Prior Transfer Date | May 15, 1997 |
| Prior Transfer Doc | 0000000405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 20, 2023 |
| Property Address | 3228 FLORENCE AVE, STEGER, IL 60475 |
| Document Number | 0007933468 |
| Map Reference | DOC 1519533 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2307933468 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3328 FLORENCE AVE, STEGER, IL 60475-1114 |
| Document Number | 0007933469 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 2307933469 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3228 FLORENCE AVE, STEGER, IL 60475 |
| Document Number | 1726447053 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2017 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3328 FLORENCE AVE STEGER IL 604751114, STEGER, IL 60475-1114 |
| Document Number | 1726447053 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 26447053 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2032 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,109 (+11.28%) Land $1,094 Building $8,015 | $91,090 (+11.28%) Land $10,940 Building $80,150 | |
| 2023 | $1,918.00 (-0.62%) | ||
| 2022 | $1,930.00 Homeowner's exemption | $8,186 Land $937 Building $7,249 | $81,860 Land $9,370 Building $72,490 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Bertram Communications, Surf Air Wireless, T-Mobile USA.
Based on FCC filings for 845 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STEGER serves 9,700 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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