3228 Elm St, Toledo, OH 43608 Property Records

Lucas County property record for 3228 Elm St, Toledo, OH 43608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1902
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-51164`

Property Details

APN / Parcel Number

Primary APN	`09-51164`
Alternative APN	`02103015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	528 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	112 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3228 ELM ST
City	TOLEDO
State	OH
Zip	43608-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	LAGRANGE MANOR BLK I LOTS 8 & 9
Legal Subdivision	LAGRANGE MANOR
Legal Tract	10
Legal Block	I
Legal Lot Number	8-9 9
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2006
Census Tract	1001

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3228 ELM ST, TOLEDO, OH 43608-1961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Mar 1, 2006
Last Transfer Date	Apr 16, 2019
Transfer Doc	0000013520
Record Updated	Jun 8, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 16, 2019
Property Address	3228 ELM ST, TOLEDO, OH 43608-1961
Document Number	0000013520
Instrument Date	Apr 12, 2019
Instrument	13520
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 ELM ST TOLEDO OH 436081961, TOLEDO, OH 43608-1961

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+199.48%) Homeowner's exemption	$16,590 (-) Land $2,345 Building $14,245
2024	$388.00 (-50.19%) Homeowner's exemption	$16,590 (+17.04%) Land $2,345 Building $14,245	$47,400 (+17.04%) Land $6,700 Building $40,700
2023	$779.00 Homeowner's exemption	$14,175 (-) Land $2,100 Building $12,075
2022	$779.00 Homeowner's exemption	$14,175 Land $2,100 Building $12,075
2021			$40,500 Land $6,000 Building $34,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless.

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