3228 el Morro Dr E, Jacksonville, FL 32277 Property Records

Duval County property record for 3228 el Morro Dr E, Jacksonville, FL 32277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1958
Lot Size	0.171 acres (7,426 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2024)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119585-0000`

Property Details

APN / Parcel Number

Primary APN	`119585-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,426 sqft (0.171 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3228 EL MORRO DR E
City	JACKSONVILLE
State	FL
Zip	32277-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	28-17 4-2S-27E ARLINGTON HILLS UNIT NO 7-A LOT 13 BLK 24
Legal Range	27E
Legal Township	02S
Legal Section	04
Legal Subdivision	ARLINGTON HILLS UNIT 07A
Legal Block	24
Legal Lot Number	13
Legal Unit	7-A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2004
Census Tract	14901

Owner

Source: Duval County records · APN 119585-0000

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3228 EL MONO DR E, JACKSONVILLE, FL 32277
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Deed Document Number	202454101
Deed Book / Page	20982 / 1848
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 19, 2024
Property Address	3228 EL MORRO DR E, JACKSONVILLE, FL 32277-3540
Document Number	0209821848
Book / Page	20982 / 1848
Map Reference	MB 28 PG 17&17A
Instrument Date	Mar 08, 2024
Instrument	2024054101
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8835 RICARDO LN, JACKSONVILLE, FL 32216-3559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 EL MORRO DR E, JACKSONVILLE, FL 32277-3540

Mortgage

Document Number	0209821850
Date	Mar 19, 2024
Instrument	20982/1850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,668 (+2.56%) Land $46,725 Building $152,943	$199,668 (+2.56%) Land $46,725 Building $152,943
2025	$3,101.00 (+534.15%) Homeowner's exemption	$194,693 (+194.72%) Land $46,725 Building $147,968	$194,693 (+31.47%) Land $46,725 Building $147,968
2024	$489.00 (+1.66%)
2023	$481.00 (+11.34%) Homeowner's exemption Senior Citizen's exemption	$66,060 (+3%)	$148,087 (+10.87%) Land $40,050 Building $108,037
2022	$432.00 Homeowner's exemption Senior Citizen's exemption	$64,136	$133,569 Land $35,044 Building $98,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310149012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 520 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.