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3228 E Ford Rd, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3228 E Ford Rd, Charlotte, NC 28205 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,550 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$1,200,000 (Jul 2025)
Tax Bill$7,555 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN093-107-22

Property Details

APN / Parcel Number

Primary APN093-107-22

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,550 sqft Living Area
Gross Area4,034 sqft
1st Floor Area1,606 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3228 E FORD RD
CityCHARLOTTE
StateNC
Zip28205-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 M70-404
Legal SubdivisionBEVERLY HILLS SUBDIVISION
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3005
Census Tract1200

Owner

Source: Mecklenburg County records · APN 093-107-22

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3228 E FORD RD, CHARLOTTE, NC 28205-3113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2025Warranty Deed, Transfer
ELAINE MARTIN ETAL
May 01, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 21, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 29, 2022Warranty Deed, Transfer · Commercial Mortgage
WICKENDEN PARTNERS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 08, 2025 · Amount on Record
Deed SaleJul 08, 2025 · Amount on Record
Prior SaleMay 01, 2023 · Amount on Record
Deed Document Number202567499
Deed Book / Page39706 / 580
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 08, 2025
Property Address3228 E FORD RD, CHARLOTTE, NC 28205-3113
Document Number0000067499
Book / Page39706 / 580
Map ReferenceMB 70 PG 404
Instrument DateJul 02, 2025
Instrument2025067499
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3228 E FORD RD, CHARLOTTE, NC 28205-3113

Transferred To (Grantee/Buyer)

NameVerified Name
Address4887 NEW BROAD ST APT 2006, 2006, ORLANDO, FL 32814-6646
InvestorPossibly a Property Investor

Mortgage

Document Number0000067500
DateJul 08, 2025
Instrument2025067500
Lender
NameELAINE MARTIN ETAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term360 Months
DueJul 08, 2055

Mortgage

Document Number0000067501
DateJul 08, 2025
Book Page39706/588
Instrument2025067501
Lender
NameELAINE MARTIN ETAL
TypePrivate Party
Address183 PARK CREST DR, TROUTMAN, NC 28166
Agreement
AmountAmount Recorded
Term12 Months
DueJul 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 01, 2023
Property Address3228 E FORD RD, CHARLOTTE, NC 28205-3113
Document Number0000039793
Book / Page38092 / 693
Map ReferenceMB 70 PG 404
Instrument DateApr 28, 2023
Instrument2023039793
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanySOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 E INDEPENDENCE BLVD STE 708, 708, CHARLOTTE, NC 28212-5408

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3228 E FORD RD, CHARLOTTE, NC 28205-3113

Mortgage

Document Number0000039794
DateMay 01, 2023
Instrument2023039794
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateOct 21, 2022
Property Address3228 E FORD RD, CHARLOTTE, NC 28205-3113
Document Number0000145896
Book / Page37728 / 502
Map ReferenceMB 70 PG 404
Instrument DateOct 21, 2022
Instrument2022145896
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1026 JAY ST # STB150, STB150, CHARLOTTE, NC 28208-4431

Transferred To (Grantee/Buyer)

NameVerified Name
Address4801 E INDEPENDENCE BLVD # F, F, CHARLOTTE, NC 28212-5400

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 29, 2022
Property Address3228 E FORD RD, CHARLOTTE, NC 28205-3113
Document Number0000066148
Book / Page37298 / 679
Map ReferenceMB 70 PG 404
Instrument DateApr 26, 2022
Instrument2022066148
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanySOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1638 MYERS PARK DR, CHARLOTTE, NC 28207-2670

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 JAY ST # B150, B150, CHARLOTTE, NC 28208-4431

Mortgage

Document Number0000066149
DateApr 29, 2022
Instrument2022066149
Lender
NameWICKENDEN PARTNERS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term8 Months
DueDec 29, 2022

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,555.00$962,500 Land $315,000 Building $647,500$962,500 Land $315,000 Building $647,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies16 in force
11 of 16 on primary residences
Nearby Flood Claims30 (1979–2021)
Claims Outside the SFHA6 of 30
Most Recent ClaimMar 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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