3228 Devon Croft Ln, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 3228 Devon Croft Ln, Charlotte, NC 28269

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1987
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Apr 2026)
Tax Bill	$2,915 (2024)
Deeds & Mortgages	Jul 2024 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-252-07`

Property Details

APN / Parcel Number

Primary APN	`027-252-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,039 sqft
Upper Floors Area	977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2008
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	10 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3228 DEVON CROFT LN
City	CHARLOTTE
State	NC
Zip	28269-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L42 B1 M21-718
Legal Subdivision	MALLARD TRACE
Legal Block	1
Legal Lot Number	42
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	5527

Owner

3228 Devon Croft Ln is owned and occupied by an individual who bought it in April 2026.

Source: Mecklenburg County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3228 DEVON CROFT LN, CHARLOTTE, NC 28269-9746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHERN MICHIGAN
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS CORPORATION
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	202642856
Deed Book / Page	40373 / 615
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3228 DEVON CROFT LN, CHARLOTTE, NC 28269-9746
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 DEVON CROFT LN, CHARLOTTE, NC 28269-9746

Mortgage

Document Number	0000060796
Date	Jul 1, 2024
Book Page	38915/944
Instrument	2024060796

Lender

Name	FIFTH THIRD BANK NORTHERN MICHIGAN
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 25, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 27, 2026
Property Address	3228 DEVON CROFT LN, CHARLOTTE, NC 28269-9746
Document Number	0000042856
Book / Page	40373 / 615
Instrument Date	Apr 27, 2026
Instrument	2026.42856
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 DEVON CROFT LN, CHARLOTTE, NC 28269-9746

Mortgage

Document Number	0000042857,
Date	Apr 27, 2026
Book Page	40373/618
Instrument	2026.42857

Lender

Name	E HOME LOANS CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3228 DEVON CROFT LN, CHARLOTTE, NC 28269-9746
Document Number	0000080064
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3228 DEVON CROFT LN CHARLOTTE NC 282699746, CHARLOTTE, NC 28269-9746

Mortgage

Document Number	0000080064
Date	Jun 3, 2020
Book Page	034645/000493
Instrument	80064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,800 Land $85,000 Building $279,800	$364,800 Land $85,000 Building $279,800
2024	$2,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3228 Devon Croft Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Devon Croft Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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