3228 Deborah Dr, Monroe, LA 71201 Property Records

Ouachita Parish property record for 3228 Deborah Dr, Monroe, LA 71201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1987
Owner	2 Individual Names on Record
Last Sale	$269,900 (Apr 2021)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Feb 2022 Refinance Apr 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`18279`

Property Details

APN / Parcel Number

Primary APN	`18279`
Alternative APN	`233631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,136 sqft Living Area

Exterior

Year Built	Built 1987
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	389 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	233631
Street Address	3228 DEBORAH DR
City	MONROE
State	LA
Zip	71201-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 SQ I UNIT 10 RIVER OAKS ADDN
Legal Range	04E
Legal Township	18N
Legal Section	80
Legal Subdivision	RIVER OAKS ADDN UNIT 10
Legal Block	8
Legal Lot Number	8
Legal Unit	10
Jurisdiction	OUACHITA LA
Township / Civil Division	C
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3228 DEBORAH DR, MONROE, LA 71201-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	1645120
Deed Book / Page	2363 / 245
Prior Transfer Date	Feb 21, 2014
Prior Transfer Doc	1645120
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3228 DEBORAH DR, MONROE, LA 71201-2145
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004119/525
Date	Feb 9, 2022
Book Page	4119/525

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3228 DEBORAH DR, MONROE, LA 71201-2145
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3995/498
Date	Apr 5, 2021
Book Page	3995/498
Instrument	1822410

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (-0.08%)	$27,767 (-) Land $4,000 Building $23,767	$277,669 (-) Land $40,000 Building $237,669
2024	$2,409.00 (+14.22%)	$27,767 (+11.98%) Land $4,000 Building $23,767	$277,669 (+11.98%) Land $40,000 Building $237,669
2023	$2,109.00 (+3.79%)	$24,796 (-) Land $4,000 Building $20,796	$247,961 (-) Land $40,000 Building $207,961
2022	$2,032.00	$24,796 Land $4,000 Building $20,796	$247,961 Land $40,000 Building $207,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 431 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	431 in force
Nearby Flood Claims	327 (1983–2025)
Claims Outside the SFHA	53 of 327
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 175 claims Severe Storms, Tornadoes & Flooding, May 1991 · 98 claims Severe Storms & Flooding, May 1989 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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