3228 Cross Bend Rd, Plano, TX 75023 Property Records

Collin County property record for 3228 Cross Bend Rd, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$403,800 (Mar 2018)
Tax Bill	$6,287 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0387-004-0280-1`

Property Details

APN / Parcel Number

Primary APN	`R-0387-004-0280-1`
Alternative APNs	`000000189281` `189281`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,334 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	2,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	50 sqft
Porch	Covered Patio/Porch
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3228 CROSS BEND RD
City	PLANO
State	TX
Zip	75023-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	POST OAK ESTATES, BLK D, LOT 28
Legal Subdivision	POST OAK ESTATES (CPL)
Legal Block	D
Legal Lot Number	28
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2001
Census Tract	31681

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3228 CROSS BEND RD, PLANO, TX 75023-5605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage FIRST HORIZON BK
Mar 5, 2018	Warranty Deed, Transfer CARDINAL FIN'L
Jul 26, 2017	Warranty Deed, Construction Loan · Construction Mortgage IRON BRIDGE MTG FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on Record
Deed Sale	Mar 5, 2018 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	2018267130
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000089489
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3228 CROSS BEND RD, PLANO, TX 75023-5605
Document Number	0000109080
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3228 CROSS BEND RD PLANO TX 750235605, PLANO, TX 75023-5605

Mortgage

Document Number	0000109080
Date	Jan 19, 2021
Instrument	109080

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 5, 2018
Property Address	3228 CROSS BEND RD, PLANO, TX 75023-5605
Document Number	0000267130
Instrument Date	Mar 2, 2018
Instrument	267130
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3228 CROSS BEND RD PLANO TX 750235605, PLANO, TX 75023-5605

Mortgage

Document Number	267140
Date	Mar 5, 2018
Instrument	267140

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2048

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 26, 2017
Property Address	3228 CROSS BEND RD, PLANO, TX 75023-5605
Document Number	0000984910
Instrument Date	Jul 24, 2017
Instrument	984910
Transaction Type	Construction Loan
Record Updated	Aug 15, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3228 CROSS BEND RD PLANO TX 750235605, PLANO, TX 75023-5605

Mortgage

Document Number	984920
Date	Jul 26, 2017
Instrument	984920

Lender

Name	IRON BRIDGE MTG FUND
Type	Mortgage Company
Address	PORTLAND, OR 97225

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2018

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,287.00 (+6.47%) Homeowner's exemption	$487,392 (-2.09%) Land $114,000 Building $381,111	$495,111 (-0.54%) Land $114,000 Building $381,111
2024	$5,905.00 (-3.15%)
2023		$497,808 Land $114,000 Building $383,808	$497,808 Land $114,000 Building $383,808
2022	$6,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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