3228 Chippewa Trl, Monroe, MI 48162 Property Records

Monroe County property record for 3228 Chippewa Trl, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 2001
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (May 2017)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-832-041-00`

Property Details

APN / Parcel Number

Primary APN	`07-832-041-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,434 sqft Living Area
1st Floor Area	1,434 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3228 CHIPPEWA TRL
City	MONROE
State	MI
Zip	48162-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-41 SEC 25 T6S R9E INDIAN TRAILS SUBDIVISION LOT 41
Legal Range	09E
Legal Township	06S
Legal Section	25
Legal Subdivision	INDIAN TRAILS SUB
Legal Lot Number	41
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	1
Census Block	1000
Census Tract	831300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3228 CHIPPEWA TRL, MONROE, MI 48162-4509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Construction Mortgage MONROE COMMUNITY CU
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 9, 2017	Warranty Deed, Transfer · Conventional Mortgage NOIC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2017 · Amount on Record
Deed Sale	May 9, 2017 · Amount on Record
Prior Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	201710230
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3228 CHIPPEWA TRL, MONROE, MI 48162-4509
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 CHIPPEWA TRL, MONROE, MI 48162-4509

Mortgage

Document Number	0000010182
Date	Jul 7, 2023
Instrument	2023R10182

Lender

Name	MONROE COMMUNITY CU
Type	Credit Union
Address	BRIGHTON, MI 48116

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3228 CHIPPEWA TRL, MONROE, MI 48162-4509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3228 CHIPPEWA TRL, MONROE, MI 48162-4509

Mortgage

Document Number	0000021528
Date	Oct 13, 2020
Instrument	2020R21528

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 9, 2017
Property Address	3228 CHIPPEWA TRL, MONROE, MI 48162-4509
Document Number	0000010230
Instrument Date	May 3, 2017
Instrument	10230
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1211 FRANKLIN CT MONROE MI 481611923, MONROE, MI 48161-1923

Mortgage

Document Number	10231
Date	May 9, 2017
Instrument	10231

Lender

Name	NOIC INC
Address	6444 MONROE ST # 6, SYLVANIA, OH 43560-1455

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,800 (+35.99%) Land $122,800	$245,600 (+35.99%) Land $245,600
2025	$2,908.00 (+14.17%) Homeowner's exemption
2023	$2,547.00 Homeowner's exemption	$90,300	$180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	20 (1978–2018)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Xfinity.

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