3228 Carleton St, San Diego, CA 92106 Property Records

San Diego County property record for 3228 Carleton St, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,755 sqft · built 2008
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$3,025,000 (Aug 2025)
Tax Bill	$30,082 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`531-313-03-00`

Property Details

APN / Parcel Number

Primary APN	`531-313-03-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,755 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3228 CARLETON ST
City	SAN DIEGO
State	CA
Zip	92106-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 33 LOT 3 TR 000305
Legal Subdivision	ROSEVILLE
Legal Tract	000305
Legal Block	33
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2029
Census Tract	21402

Owner

Source: San Diego County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3228 CARLETON ST, SAN DIEGO, CA 92106-2521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage M5 FINANCIAL
Aug 17, 2018	Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS
May 18, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	2025214249
Prior Transfer Date	Oct 17, 2014
Prior Transfer Doc	0000577760
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	3228 CARLETON ST, SAN DIEGO, CA 92106-2521
Document Number	0000217321
Instrument Date	Jul 24, 2026
Instrument	2026217321
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	3228 CARLETON ST, SAN DIEGO, CA 92106-2521

Mortgage

Document Number	0000217321,
Date	Jul 29, 2026
Instrument	2026217321

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3228 CARLETON ST, SAN DIEGO, CA 92106-2521
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2106 MIDWICK DR, ALTADENA, CA 91001-2827

Mortgage

Document Number	0000329826
Date	Nov 21, 2025
Instrument	2025-0329826

Lender

Name	M5 FINANCIAL
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	8%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3228 CARLETON ST, SAN DIEGO, CA 92106-2521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000339529
Date	Aug 17, 2018
Instrument	2018-0339529

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution
Address	SANTA ROSA, CA 95401

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2018
Property Address	3228 CARLETON ST, SAN DIEGO, CA 92106-2521
Document Number	0000200697
Instrument Date	Apr 18, 2018
Instrument	200697
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$2,288.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3228 CARLETON ST SAN DIEGO CA 921062521, SAN DIEGO, CA 92106-2521

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,025,000 (+27.82%) Land $2,400,000 Building $625,000
2025	$30,082.00 (+5.76%) Homeowner's exemption	$2,366,680 (+4.04%) Land $1,706,742 Building $659,938
2024	$28,443.00 (+2.26%)
2023	$27,815.00 (+2.74%) Homeowner's exemption	$2,274,781 Land $1,640,468 Building $634,313
2022	$27,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, Google Fiber, T-Mobile, Verizon.

Nearby Properties on Carleton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures