3228 Austin Chaney Rd, Monroe, NC 28110 Property Records

Union County property record for 3228 Austin Chaney Rd, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,730 sqft · built 2022
Lot Size1.3 acres (56,759 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Mar 2023)
Tax Bill$2,159 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-078-028

Property Details

APN / Parcel Number

Primary APN08-078-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,730 sqft Living Area
1st Floor Area1,199 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Lot Area56,759 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3228 AUSTIN CHANEY RD
CityMONROE
StateNC
Zip28110-0623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#6 MORGAN ACRES OPCP315
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group3
Census Block3037
Census Tract20100

Owner

3228 Austin Chaney Rd is owned and occupied by an individual who bought it in March 2023.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3228 AUSTIN CHANEY RD, MONROE, NC 28110-0623
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2023 · Amount on File
Deed SaleMar 3, 2023 · Amount on File
Deed Document Number20234930
Deed Book / Page8665 / 504
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMar 3, 2023
Property Address3228 AUSTIN CHANEY RD, MONROE, NC 28110-0623
Document Number0008665504
Book / Page8665 / 504
Map ReferenceCAB P FILE 783
Instrument DateMar 3, 2023
Instrument4930
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2908 MORGAN MILL RD, MONROE, NC 28110-7507

Transferred To (Grantee/Buyer)

NameVerified Name
Address3228 AUSTIN CHANEY RD, MONROE, NC 28110-0623

Mortgage

Document Number0000004931
DateMar 3, 2023
Instrument4931
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3228 Austin Chaney Rd was $2,159.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$442,400 (-) Land $88,000 Building $354,400$442,400 (-) Land $88,000 Building $354,400
2025$2,159.00$442,400 Land $88,000 Building $354,400$442,400 Land $88,000 Building $354,400
2023$2,318.00$357,000 Land $48,000 Building $309,000$357,000 Land $48,000 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3228 Austin Chaney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3228 Austin Chaney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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