32275 Turtle Grace Loop, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 32275 Turtle Grace Loop, Wesley Chapel, FL 33545

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,898 sqft · built 2024
Lot Size0.111 acres (4,829 sqft)
OwnerIndividual Name on Record
Last Sale$348,000 (May 2024)
Tax Bill$5,625 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN26-25-20-0060-00100-0850

Property Details

APN / Parcel Number

Primary APN26-25-20-0060-00100-0850
Alternative APN
  • 2025260060001000850

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,898 sqft Living Area
Gross Area2,133 sqft
1st Floor Area705 sqft
Upper Floors Area1,053 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,829 sqft (0.111 acres)
Garage TypeAttached
Garage Area235 sqft
DrivewayDriveway
Driveway Area552 sqft
PorchFlorida Room
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address32275 TURTLE GRACE LOOP
CityWESLEY CHAPEL
StateFL
Zip33545-2369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMEADOW RIDGE PHASE A-2 PB 87 PG 101 BLOCK 1 LOT 85
Legal SubdivisionMEADOW RIDGE
Legal Tract60
Legal Block1
Legal Lot Number85
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3000
Census Tract32103

Owner

Source: Pasco County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address32275 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2369
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Deed Document Number202485275
Deed Book / Page11011 / 2945
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address32275 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2369
Transaction TypeMortgage
Record UpdatedNov 14, 2025
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32275 TURTLE GRACE LOOP, WESLEY CHAPEL, FL 33545-2369

Mortgage

Document Number0113063789
DateOct 30, 2025
Book Page11306/3789
Instrument2025205813
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,214 (-0.22%) Land $39,284 Building $245,930$285,214 (-0.22%) Land $39,284 Building $245,930
2025$5,625.00 (+178.47%) Homeowner's exemption$285,854 (+627.66%) Land $39,284 Building $246,570$285,854 (+627.66%) Land $39,284 Building $246,570
2024$2,020.00 (+2.43%)
2023$1,972.00 (+5.51%)$39,284 (-) Land $39,284$39,284 (-) Land $39,284
2022$1,869.00$39,284$39,284 Land $39,284

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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