Mecklenburg County property record for 3227 Windbluff Dr, Charlotte, NC 28277
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,808 sqft · built 1973 |
| Lot Size | 0.04 acres (1,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jul 2022) |
| Tax Bill | $3,050 (2023) |
| Deeds & Mortgages | Oct 2021 Line of Credit Nov 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-161-19 |
| Primary APN | 225-161-19 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Heated Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 848 sqft |
| Upper Floors Area | 960 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,768 sqft (0.04 acres) |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-161-19 |
|---|---|
| Street Address | 3227 WINDBLUFF DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-9835 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-15PUD |
| Legal Description | L3 M17-61 |
| Legal Subdivision | RAINTREE SEC 01-L |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 5815 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3227 WINDBLUFF DR, CHARLOTTE, NC 28277-9835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 31, 2019 | Warranty Deed, Transfer · Conventional with PMI FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on Record |
| Deed Sale | Jul 5, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2019 · Amount on Record |
| Deed Document Number | 0037477634 |
| Deed Book / Page | 37477 / 634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3227 WINDBLUFF DR, CHARLOTTE, NC 28277-9835 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000192058 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 36618/374 |
| Instrument | 2021192058 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 4, 2024 |
| Property Address | 3227 WINDBLUFF DR, CHARLOTTE, NC 28277-9835 |
| Document Number | 0000106119 |
| Book / Page | 39188 / 249 |
| Map Reference | MB 17 PG 61 |
| Instrument Date | Nov 4, 2024 |
| Instrument | 2024106119 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5350 PINEHURST PARK DR, CHARLOTTE, NC 28211-4915 |
| Name | Verified Name |
|---|---|
| Address | 3227 WINDBLUFF DR, CHARLOTTE, NC 28277-9835 |
| Document Number | 0000106120 |
|---|---|
| Date | Nov 4, 2024 |
| Instrument | 2024106120 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 5, 2022 |
| Property Address | 3227 WINDBLUFF DR, CHARLOTTE, NC 28277-9835 |
| Document Number | 0000099087 |
| Book / Page | 37477 / 634 |
| Map Reference | MB 17 PG 61 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022099087 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2528 GUM WOOD CT, MATTHEWS, NC 28105-3829 |
| Name | Verified Name |
|---|
| Document Number | 0000099088 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022099088 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 31, 2019 |
| Property Address | 3227 WINDBLUFF DR, CHARLOTTE, NC 28277-9835 |
| Document Number | 0000011537 |
| Book / Page | 033259 / 000851 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 11537 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.57 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3227 WINDBLUFF DR CHARLOTTE NC 282779835, CHARLOTTE, NC 28277-9835 |
| Document Number | 11538 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 033259/000853 |
| Instrument | 11538 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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