3227 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3227 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$48,338 (Feb 2025)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2025 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-0650`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-0650`
Alternative APNs	`34180201140650` `02183401140650` `5004635.0` `5004635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5004635
Street Address	3227 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 14065 & 14066 BLK 451 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 4288 PG 2713 PER OR 6983 PG 4190 PER OR 7251 PGS 3547-3548 PER OR 7563 PG 4971 PER OR 7605 PG 4703 PER OR 7647 PG 0071 PER OR 7647 PG 0073 PER OR 7840 PG 2581 PER OR 8273 PG 0159 PER
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	451
Legal Lot Number	14065
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1068
Census Tract	83007

Owner

3227 Willow Oak Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 14, 2025	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Feb 18, 2025	Quit Claim Deed, Transfer STEWART TITLE
Jun 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 14, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRIAN L PINKER
Jan 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2018	Warranty Deed, Transfer REALTY PRO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Jun 22, 2022 · Amount on File
Deed Document Number	202528727
Deed Book / Page	8665 / 4827
Prior Transfer Date	Dec 2, 2024
Prior Transfer Doc	0086654827
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526

Mortgage

Document Number	0088044192
Date	Jan 20, 2026
Book Page	8804/4192
Instrument	2026010636

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526

Mortgage

Document Number	0086764382
Date	Mar 14, 2025
Book Page	8676/4382
Instrument	2025047393

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Mar 13, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 18, 2025
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0086654827
Book / Page	8665 / 4827
Map Reference	MB 19 PG 243
Instrument Date	Dec 2, 2024
Instrument	2025028727
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$338.80
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 MAPLE TREE LN, SPARTA, NJ 07871-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 22, 2022
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0082730159
Book / Page	8273 / 159
Map Reference	MB 19 PG 243
Instrument Date	Jun 16, 2022
Instrument	2022147766
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$716.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 MAPLE TREE LN, SPARTA, NJ 07871-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 MAPLE TREE LN, SPARTA, NJ 07871-2217

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 14, 2020
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0078402581
Book / Page	7840 / 2581
Map Reference	MB 19 PG 243
Instrument Date	Apr 10, 2020
Instrument	2020-070896
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 COW CREEK RD, 4460, EDGEWATER, FL 32141-6944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 MAPLE TREE LN, SPARTA, NJ 07871-2217

Mortgage

Document Number	0078402583
Date	Apr 14, 2020
Instrument	7840/2583

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0078193888
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	ACURA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3227 WILLOW OAK DR EDGEWATER FL 321416526, EDGEWATER, FL 32141-6526

Mortgage

Document Number	0078193888
Date	Feb 25, 2020
Book Page	007819/003888
Instrument	39949

Lender

Name	BRIAN L PINKER
Address	15005 DEAD RIVER RD, THONOTOSASSA, FL 33592-2309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Interest

Rate	12.6%

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 22, 2019
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0076470073
Book / Page	007647 / 000073
Instrument Date	Jan 11, 2019
Instrument	12420
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3227 WILLOW OAK DR EDGEWATER FL 321416526, EDGEWATER, FL 32141-6526

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 3, 2018
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0076054703
Book / Page	007605 / 004703
Instrument Date	Sep 20, 2018
Instrument	200232
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3227 WILLOW OAK DR EDGEWATER FL 321416526, EDGEWATER, FL 32141-6526

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 26, 2018
Property Address	3227 WILLOW OAK DR, EDGEWATER, FL 32141-6526
Document Number	0075634971
Book / Page	007563 / 004971
Instrument Date	Jun 25, 2018
Instrument	129718
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount on Record
Tax	$1,141.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 WILLOW OAK DR EDGEWATER FL 321416526, EDGEWATER, FL 32141-6526

Tax Assessment & Valuation

The 2025 property tax bill for 3227 Willow Oak Dr was $3,964.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,422 (+1.26%) Land $54,000 Building $209,422	$263,422 (+1.26%) Land $54,000 Building $209,422
2025	$3,964.00 Homeowner's exemption	$260,143 Land $54,000 Building $206,143	$260,143 Land $54,000 Building $206,143
2023	$4,402.00 Homeowner's exemption	$249,800 Land $34,000 Building $215,800	$249,800 Land $34,000 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3227 Willow Oak Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3227 Willow Oak Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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