3227 W Garrett Rd, Garrett, KY 41630 Property Records

Floyd County property record for 3227 W Garrett Rd, Garrett, KY 41630

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 530 sqft · built 1950
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$12,500 (Feb 1996)
Tax Bill$120 (2025)
Flood ZoneZone AE (high risk)
APN028-30-02-007.00

Property Details

APN / Parcel Number

Primary APN028-30-02-007.00
Alternative APN
  • 4827

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area530 sqft Living Area

Exterior

Year BuiltBuilt 1950
Exterior MaterialMasonite
Foundation TypeBlock
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
TerrainRolling
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number4827
Street Address3227 W GARRETT RD
CityGARRETT
StateKY
Zip41630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS #116 & 117
Legal Lot Number116-117
JurisdictionFLOYD KY
Township / Civil DivisionWAYLAND
Census Block Group3
Census Block3037
Census Tract920700

Owner

3227 W Garrett Rd is owned by an individual who bought it in February 1996.

Source: Floyd County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address6623 SPURLOCK CRK, PRESTONSBURG, KY 41653-8768
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 1996 · Amount on File
Deed SaleFeb 1, 1996 · Amount on File
Deed Document Number0000392819
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3227 W Garrett Rd was $120.

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyFloyd County
Unified School DistrictFloyd County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$120.00$10,000 Land $10,000$10,000 Land $10,000
2023$120.00$10,000$10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3227 W Garrett Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims58 (1981–2026)
Claims Outside the SFHA1 of 58
Most Recent ClaimAug 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 18 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 12 claims
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3227 W Garrett Rd is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 89% of Kentucky
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANCIS WATER COMPANY
private · serves 459 people · EPA ID KY0360152
Water SourceGroundwater
Last State InspectionSep 2023
Also Mapped HereSOUTHERN WATER & SEWER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40
Starlink
Satellite
280 / 30

Nearby Properties on W Garrett Rd

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