3227 N Osage Ave, Chicago, IL 60634 Property Records

Cook County property record for 3227 N Osage Ave, Chicago, IL 60634

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,390 sqft · built 1996
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Sep 2015)
Tax Bill$6,267 (2023)
Deeds & MortgagesAug 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-24-325-009

Property Details

APN / Parcel Number

Primary APN12-24-325-009
Alternative APN
  • 12-24-325-009-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,390 sqft Living Area
1st Floor Area1,390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1998
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,750 sqft (0.086 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3227 N OSAGE AVE
CityCHICAGO
StateIL
Zip60634-2950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionJOHN J (RUTHERFORDS)(FOURTH) ADD TO (MONT)(CLAIRE) SU B OF WH WH SW SEC 24-40-12
Legal Range12E
Legal Township40N
Legal Section24
Legal SubdivisionRUTHERFORDS FOURTH ADD TO MONT CLAIRE
Legal Block8
Legal Lot Number28
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3019
Census Tract170700

Owner

3227 N Osage Ave is owned and occupied by an individual who bought it in September 2015.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3227 N OSAGE AVE, CHICAGO, IL 60634-2950
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Nov 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO PATROLMEN'S FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2015 · Amount on File
Deed SaleSep 1, 2015 · Amount on File
Prior SaleMay 11, 1998 · Amount on File
Deed Document Number201529017
Prior Transfer DateSep 4, 1997
Prior Transfer Doc0000000273
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3227 N OSAGE AVE, CHICAGO, IL 60634-2950
Document Number2028921008
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 N OSAGE AVE CHICAGO IL 606342950, CHICAGO, IL 60634-2950

Mortgage

Document Number2028921008
DateOct 15, 2020
Instrument28921008
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 14, 2035
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3227 N OSAGE AVE, CHICAGO, IL 60634-2950
Document Number1733455082
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedDec 7, 2017
Title CompanyPREMIER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3227 N OSAGE AVE CHICAGO IL 606342950, CHICAGO, IL 60634-2950

Mortgage

Document Number1733455082
DateNov 30, 2017
Instrument33455082
Lender
NameCHICAGO PATROLMEN'S FCU
TypeCredit Union
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 29, 2037
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,000 Land $9,375 Building $27,625$370,000 Land $93,750 Building $276,250
2023$6,267.00 (+2.94%)
2022$6,088.00 Homeowner's exemption$33,003 Land $7,503 Building $25,500$330,030 Land $75,030 Building $255,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3227 N Osage Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3227 N Osage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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