Ashtabula County property record for 3227 Morningside Ave, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,564 sqft · built 1960 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,103 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-019-10-292-00 |
| Primary APN | 48-019-10-292-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,840 sqft |
| 1st Floor Area | 740 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 90 ft deep x 80 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
|---|---|
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3227 MORNINGSIDE AVE |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | D-173 & D 203 & D 204EAST GENEVA ON THE LAKE |
| Legal Subdivision | EAST GENEVA-ON-LK |
| Legal Lot Number | 173 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 603 |
3227 Morningside Ave is owned and occupied by two individuals who acquired it in December 2012.
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3227 MORNINGSIDE AVE, ASHTABULA, OH 44004-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2012 |
| Transfer Doc | 0000013880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3227 MORNINGSIDE AVE, ASHTABULA, OH 44004-8501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3227 MORNINGSIDE AVE, ASHTABULA, OH 44004-8501 |
| Document Number | 0000011089 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 857/2419 |
| Instrument | 2025-00011089 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3227 Morningside Ave was $3,103 with a homeowner's exemption.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,103.00 | $37,070 Land $2,840 Building $34,230 | $105,900 Land $8,100 Building $97,800 |
| 2023 | $1,261.00 (+12.69%) Homeowner's exemption | $37,070 (+25.32%) Land $2,840 Building $34,230 | $105,900 Land $8,100 Building $97,800 |
| 2022 | $1,119.00 Homeowner's exemption | $29,580 Land $2,170 Building $27,410 | |
| 2020 | $84,500 Land $6,200 Building $78,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3227 Morningside Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1986–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3227 Morningside Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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