3227 45th Ave SW, Seattle, WA 98116 Property Records

King County property record for 3227 45th Ave SW, Seattle, WA 98116

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,650 sqft · built 1923
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2014)
Tax Bill	$8,890 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150130-0071`

Property Details

APN / Parcel Number

Primary APN	`150130-0071`
Alternative APN	`150130007100`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,530 sqft
Basement Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2026
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Detached
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	150130007100
Street Address	3227 45TH AVE SW
City	SEATTLE
State	WA
Zip	98116-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	CENTURY ADD TO W S S 5 FT OF 10 ALL 11 & LESS S 5 FT OF 12
Legal Range	03
Legal Township	24
Legal Section	14
Legal Subdivision	CENTURY ADD TO W S
Legal Block	1
Legal Lot Number	10
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1015
Census Tract	9702

Owner

Source: King County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3227 45TH AVE SW, SEATTLE, WA 98116-3328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 21, 2025	Deed of Trust, Mortgage · Line of Credit VERITY CU
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2014 · Amount on Record
Deed Sale	Aug 1, 2014 · Amount on Record
Prior Sale	May 29, 2007 · Amount on Record
Deed Document Number	20141052
Last Transfer Date	Jun 20, 2025
Transfer Doc	0000000370
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3227 45TH AVE SW, SEATTLE, WA 98116-3328
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000833
Date	Mar 14, 2022
Instrument	20220314000833

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3227 45TH AVE SW, SEATTLE, WA 98116-3328
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000224
Date	Jul 21, 2025
Instrument	20250721000224

Lender

Name	VERITY CU
Type	Credit Union
Address	SEATTLE, WA 98133

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3227 45TH AVE SW, SEATTLE, WA 98116-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000540
Date	Oct 4, 2018
Instrument	20181004000540

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3227 45TH AVE SW, SEATTLE, WA 98116-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000120
Date	Jul 24, 2020
Instrument	20200724000120

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,890.00 (+12.4%)
2025		$814,000 (+5.03%) Land $649,000 Building $165,000	$814,000 (+5.03%) Land $649,000 Building $165,000
2024	$7,909.00 (+42.07%)	$775,000 (+28.95%) Land $649,000 Building $126,000	$775,000 (+28.95%) Land $649,000 Building $126,000
2022	$5,567.00	$601,000 Land $373,000 Building $228,000	$601,000 Land $373,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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