3226 Vernon St, Duluth, MN 55806 Property Records

St. Louis County property record for 3226 Vernon St, Duluth, MN 55806 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1914
Square Footage	2,002 sqft Gross Area
Lot Size	4,978 sqft (0.114 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2014)
Tax Bill	$2,890.00 (2026)

Owner

Source: St. Louis County records · APN 010-0330-00550

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3226 VERNON ST, DULUTH, MN 55806-1325
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2014 · Amount on Record
Deed Sale	Dec 10, 2014 · Amount on Record
Prior Sale	Jul 28, 2008 · Amount on Record
Deed Doc Number	2014952077
Prior Transfer Date	Nov 24, 2014
Prior Transfer Doc	000T952076
Record Refreshed	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3226 VERNON ST, DULUTH, MN 55806-1325
Document Number	000T985686
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 VERNON ST DULUTH MN 558061325, DULUTH, MN 55806-1325

Mortgage

Document Number	000T985686
Date	Jun 06, 2017
Instrument	T985686

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,890.00 (+14.41%) Homeowner's exemption
2025	$2,526.00 (+3.95%) Homeowner's exemption	$240,400 (+15.63%) Land $18,700 Building $221,700	$240,400 (+15.63%) Land $18,700 Building $221,700
2024	$2,430.00 (+5.19%)	$207,900 (+20.52%) Land $22,500 Building $185,400	$207,900 (+20.52%) Land $22,500 Building $185,400
2023	$2,310.00 Homeowner's exemption
2022		$172,500 (+6.75%) Land $19,800 Building $152,700	$172,500 (+6.75%) Land $19,800 Building $152,700
2021		$161,600 Land $9,500 Building $152,100	$161,600 Land $9,500 Building $152,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`010-0330-00550`
Alternative APN	`980908`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	2,002 sqft Gross Area
1st Floor	1,122 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Duplex Single Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	4,978 sqft (0.114 acres)
Garage Area	484 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	156 sqft Deck
Porch Area	120 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	980908
Street Address	3226 VERNON ST
City	DULUTH
State	MN
Zip	55806-1325
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 1 BLOCK 5 SERIAL #
Legal Subdivision	BRYANT ADDITION FIRST DIVISION
Legal Block	5
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2004
Census Tract	2600