3226 S Opal Cir, Mesa, AZ 85212 Property Records

Maricopa County property record for 3226 S Opal Cir, Mesa, AZ 85212

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,279 sqft · built 2000
Lot Size	0.269 acres (11,720 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Apr 2019)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`312-05-113`

Property Details

APN / Parcel Number

Primary APN	`312-05-113`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,279 sqft Living Area
1st Floor Area	2,279 sqft

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	11,720 sqft (0.269 acres)
Parking Spaces	3 Parking Spaces
Pool Area	350 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3226 S OPAL CIR
City	MESA
State	AZ
Zip	85212-1999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	MERIDIAN POINTE UNIT 4 MCR 502-34
Legal Range	07E
Legal Township	01S
Legal Section	12
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	MERIDIAN POINTE UNIT 4
Legal Lot Number	526
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422650

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3226 S OPAL CIR, MESA, AZ 85212-1999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Apr 25, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	20190295104
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3226 S OPAL CIR, MESA, AZ 85212-1999
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001026859
Date	Sep 23, 2021
Instrument	20211026859

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3226 S OPAL CIR, MESA, AZ 85212-1999
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 S OPAL CIR, MESA, AZ 85212-1999

Mortgage

Document Number	0001013534
Date	Oct 21, 2020
Instrument	20201013534

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 25, 2019
Property Address	3226 S OPAL CIR, MESA, AZ 85212-1999
Document Number	0000295104
Map Reference	MB 502 PG 34
Instrument Date	Apr 18, 2019
Instrument	20190295104
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6209 E MCKELLIPS RD # RD327, 6209, MESA, AZ 85215-2832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3226 S OPAL CIR, MESA, AZ 85212-1999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000295105
Date	Apr 25, 2019
Instrument	20190295105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,410 (-4.52%)	$484,100 (-4.52%) Land $96,800 Building $387,300
2025	$1,920.00 (+3.06%)
2024		$50,700	$507,000 Land $101,400 Building $405,600
2023	$1,863.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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