3226 NE Spring Creek Pl, Bend, OR 97701 Property Records

Deschutes County property record for 3226 NE Spring Creek Pl, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,221 sqft · built 2012
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2023)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171223-CC-00402`

Property Details

APN / Parcel Number

Primary APN	`171223-CC-00402`
Alternative APN	`260816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,221 sqft Living Area
Gross Area	1,611 sqft
1st Floor Area	1,221 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	3,920 sqft (0.09 acres)
Garage Area	390 sqft

Location & Zoning

Account Number	260816
Street Address	3226 NE SPRING CREEK PL
City	BEND
State	OR
Zip	97701-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MADISON PARK LOT 2
Legal Range	12
Legal Township	17
Legal Section	23
Legal Subdivision	MADISON PARK
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	4
Census Block	4027
Census Tract	1200

Owner

3226 NE Spring Creek Pl is owned and occupied by two individuals who bought it in October 2023.

Source: Deschutes County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3226 NE SPRING CREEK PL, BEND, OR 97701-7719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Feb 28, 2020	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202326839
Prior Transfer Date	Mar 22, 2013
Prior Transfer Doc	0000011920
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 27, 2023
Property Address	3226 NE SPRING CREEK PL, BEND, OR 97701-7719
Document Number	0000026839
Map Reference	DOC 2008-00599
Instrument Date	Oct 15, 2023
Instrument	2023-26839
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3226 NE SPRING CREEK PL, BEND, OR 97701-7719

Mortgage

Document Number	0000026840
Date	Oct 27, 2023
Instrument	2023-26840

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	3226 NE SPRING CREEK PL, BEND, OR 97701-7719
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022991
Date	Apr 13, 2021
Instrument	2021-22991

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 28, 2020
Property Address	3226 NE SPRING CREEK PL, BEND, OR 97701-7719
Document Number	0000009055
Instrument Date	Feb 28, 2020
Instrument	9055
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3226 NE SPRING CREEK PL BEND OR 977017719, BEND, OR 97701-7719

Mortgage

Document Number	9056
Date	Feb 28, 2020
Instrument	9056

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Mortgage

Document Number	9057,
Date	Feb 28, 2020
Instrument	9057

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3226 NE Spring Creek Pl was $3,282, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+3.93%)	$194,300 (+2.99%)	$508,020 (+4.61%) Land $219,500 Building $288,520
2024	$3,158.00 (+7.86%)	$188,650 (+3%)	$485,650 (-4.54%) Land $219,500 Building $266,150
2023	$2,928.00	$183,160	$508,740 Land $214,500 Building $294,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3226 NE Spring Creek Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 NE Spring Creek Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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