3226 Morelos Dr, Laredo, TX 78046 Property Records

Webb County property record for 3226 Morelos Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 2002
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Tax Bill	$983 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`981-20038-440`

Property Details

APN / Parcel Number

Primary APN	`981-20038-440`
Alternative APN	`246811`

Interior

Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	5,400 sqft (0.123 acres)
Garage Type	Carport
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	196 sqft
Storage Building	81 sqft

Location & Zoning

Account Number	246811
Old Parcel Number	98120038440
Street Address	3226 MORELOS DR
City	LAREDO
State	TX
Zip	78046-8776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAS AMERICAS, BLOCK 38, LOT 44, UNIT 3
Legal Subdivision	LAS AMERICAS
Legal Block	38
Legal Lot Number	44
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1006
Census Tract	1823

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3226 MORELOS DR, LAREDO, TX 78046-8776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GATEWAY FIRST BANK
Jan 31, 2020	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020
Deed Sale	Jan 31, 2020
Deed Document Number	1383469
Deed Book / Page	4732 / 211
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3226 MORELOS DR, LAREDO, TX 78046-8776
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004732/231
Date	Jan 31, 2020
Book Page	4732/231
Instrument	1383471

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	84 Months
Due	Jan 29, 2027

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 31, 2020
Property Address	3226 MORELOS DR, LAREDO, TX 78046-8776
Document Number	004732/211
Book / Page	4732 / 211
Map Reference	VOL 19 PG 62
Instrument Date	Jan 29, 2020
Instrument	1383469
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 MORELOS DR, LAREDO, TX 78046-8776

Mortgage

Document Number	0001383470
Date	Jan 31, 2020
Instrument	1383470

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,691 (+0.92%) Land $52,596 Building $118,095	$170,691 (+0.92%) Land $52,596 Building $118,095
2024	$983.00 (+11.96%)
2023		$169,139 Land $39,474 Building $129,665	$169,139 Land $39,474 Building $129,665
2022	$878.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, Smartcom Telephone.

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