3226 Jackson St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3226 Jackson St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 1922
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$95,698 (May 2021)
Tax Bill	$799 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Second Mortgage + 3 more
APN	`06-5.0-15-004-003-087.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-004-003-087.000`

Interior

Building Area	1,568 sqft Base Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	122 ft deep x 60 ft wide

Location & Zoning

Street Address	3226 JACKSON ST
City	SAINT JOSEPH
State	MO
Zip	64507-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ORCHARD HILL LOT:3 BLK:1LGL DESC:E 10' L 4
Legal Subdivision	ORCHARD HILL
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3014
Census Tract	1600

Owner

3226 Jackson St is owned and occupied by an individual who bought it in May 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD BANK
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
May 19, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on File
Deed Sale	May 19, 2021 · Amount on File
Prior Sale	Aug 29, 2013 · Amount on File
Deed Document Number	20215164
Deed Book / Page	3762 / 505
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933

Mortgage

Document Number	003762/506
Date	May 19, 2021
Book Page	3762/506
Instrument	2021005165

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3766/314
Date	Aug 23, 2021
Book Page	3766/314
Instrument	2021008996

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3737/763
Date	May 24, 2019
Book Page	3737/763
Instrument	2019004179

Lender

Name	NEIGHBORHOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2034

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3762/507
Date	May 19, 2021
Book Page	3762/507
Instrument	2021005166

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 19, 2021
Property Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933
Document Number	3762/505
Book / Page	3762 / 505
Instrument Date	May 18, 2021
Instrument	2021005164
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 S HARRIS AVE, 1603, INDEPENDENCE, MO 64052-3731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 JACKSON ST, SAINT JOSEPH, MO 64507-1933

Mortgage

Document Number	3762/506
Date	May 19, 2021
Book Page	3762/506
Instrument	2021005165

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Jackson St was $799.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00	$11,100 Land $2,540 Building $8,560	$58,400 Land $13,350 Building $45,050
2024	$799.00 (+15.3%)
2023	$693.00 (-0.72%)	$10,500 (-) Land $2,540 Building $7,960	$55,260 Land $13,350 Building $41,910
2022	$698.00	$10,500 Land $2,540 Building $7,960
2021			$55,260 Land $13,350 Building $41,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3226 Jackson St; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 Jackson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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