3226 Gilboa Rd, Wingate, NC 28174 Property Records

Union County property record for 3226 Gilboa Rd, Wingate, NC 28174

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,773 sqft · built 2005
Lot Size	24.9 acres (1,085,080 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Aug 2020)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Aug 2020 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-220-010`

Property Details

APN / Parcel Number

Primary APN	`02-220-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,773 sqft Living Area
1st Floor Area	2,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	1,085,080 sqft (24.9 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3226 GILBOA RD
City	WINGATE
State	NC
Zip	28174-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	24.91A 7483-294 PLUS 7776-210
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	2
Census Block	2027
Census Tract	20702

Owner

3226 Gilboa Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3226 GILBOA RD, WINGATE, NC 28174-9776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	202031721
Deed Book / Page	7776 / 210
Prior Transfer Date	Apr 20, 2006
Prior Transfer Doc	0004134628
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 18, 2020
Property Address	3226 GILBOA RD, WINGATE, NC 28174-9776
Document Number	7776210
Book / Page	007776 / 000210
Instrument Date	Aug 17, 2020
Instrument	31721
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$94.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3226 GILBOA RD WINGATE NC 281749776, WINGATE, NC 28174-9776

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 4, 2019
Property Address	3226 GILBOA RD, WINGATE, NC 28174-9776
Document Number	7483294
Book / Page	007483 / 000294
Instrument Date	Oct 4, 2019
Instrument	30538
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3226 GILBOA RD WINGATE NC 281749776, WINGATE, NC 28174-9776

Mortgage

Document Number	7483297
Date	Oct 4, 2019
Book Page	007483/000297
Instrument	30539

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Gilboa Rd was $2,928.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,300 (+42.61%) Land $279,400 Building $545,900	$825,300 (-) Land $279,400 Building $545,900
2025	$2,928.00	$578,700 Land $32,800 Building $545,900	$825,300 Land $279,400 Building $545,900
2023	$2,380.00	$499,600 Land $158,100 Building $341,500	$499,600 Land $158,100 Building $341,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3226 Gilboa Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 Gilboa Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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