3226 Elba Dr, Baltimore (Gwynn Oak), MD 21207 Property Records

Baltimore County property record for 3226 Elba Dr, Baltimore, MD 21207

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,649 sqft · built 1956
Lot Size0.169 acres (7,381 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jan 2026)
Tax Bill$3,078 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
APN02-0201850180

Property Details

APN / Parcel Number

Primary APN02-0201850180
Alternative APNs
  • 20201850180
  • 0201850180

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,649 sqft Living Area
1st Floor Area1,159 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleSplit Level
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area7,381 sqft (0.169 acres)
Lot Dimensions129 ft deep x 62.1 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0201850180
Street Address3226 ELBA DR
CityGWYNN OAK
StateMD
Zip21207-4401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR FARMS
Legal SubdivisionWINDSOR FARMS
Legal BlockA
Legal Lot Number10
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group2
Census Block2006
Census Tract402304

Owner

3226 Elba Dr is owned and occupied by an individual who bought it in January 2026.

Source: Baltimore County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3226 ELBA DR, GWYNN OAK, MD 21207-4401
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2026 · Amount on File
Deed SaleJan 2, 2026 · Amount on File
Prior SaleFeb 14, 2025 · Amount on File
Deed Book / Page50871 / 369
Prior Transfer DateJan 17, 2025
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJan 2, 2026
Property Address3226 ELBA DR, BALTIMORE, MD 21207-4401
Document Number0508710369
Book / Page50871 / 369
Map ReferenceMB 22 FO 84
Instrument DateNov 24, 2025
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyMID ATLANTIC TITLE, MID ATLANTIC TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3226 ELBA DR, GWYNN OAK, MD 21207-4401

Mortgage

Document Number0050871376
DateJan 2, 2026
Instrument50871/376
Lender
NameORIGINPOINT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Elba Dr was $3,078, up 5.6% from the year before.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,078.00 (+5.56%)$212,433$217,700 Land $75,400 Building $142,300
2024$2,916.00 (+107.54%)
2023$1,405.00 Homeowner's exemption$199,400$209,800 Land $73,300 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3226 Elba Dr; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 Elba Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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