3226 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3226 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,918 sqft · built 2000
Lot Size	0.246 acres (10,759 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Apr 2015)
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`88153`

Property Details

APN / Parcel Number

Primary APN	`88153`
Alternative APN	`262630062700011150`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,918 sqft Heated Area
Gross Area	3,780 sqft
1st Floor Area	2,393 sqft
Upper Floors Area	525 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.246 acres)
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	308 sqft
Porch	Finished/Screened Porch
Porch Area	358 sqft
Deck Area	931 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88153
Street Address	3226 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 2 PB 11 PG 112-113 LOT 115
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 2
Legal Tract	627
Legal Block	1
Legal Lot Number	115
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

3226 Countryside View Dr is owned and occupied by an individual who bought it in April 2015.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIA S OWN CREDIT UNION
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2015 · Amount on File
Deed Sale	Apr 23, 2015 · Amount on File
Prior Sale	Nov 15, 2011 · Amount on File
Deed Document Number	2015058355
Deed Book / Page	4768 / 1570
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0061522908
Date	Feb 17, 2022
Book Page	6152/2908
Instrument	2022026741

Lender

Name	GEORGIA S OWN CREDIT UNION
Type	Non-Lending Institution
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0061281957
Date	Jan 13, 2022
Book Page	6128/1957
Instrument	2022007152

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051632586
Date	Jun 14, 2017
Book Page	5163/2586
Instrument	2017086552

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051822379
Date	Jul 24, 2017
Book Page	5182/2379
Instrument	2017106444

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056132196
Date	Oct 29, 2019
Book Page	5613/2196
Instrument	2019139932

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3226 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055931884
Date	Sep 23, 2019
Book Page	5593/1884
Instrument	2019122550

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Countryside View Dr was $4,142 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,142.00 Homeowner's exemption	$274,308	$456,300 Land $70,000 Building $386,300
2023	$3,902.00 (+3.53%) Homeowner's exemption	$258,814 (+3%)	$443,500 (+15.65%) Land $65,000 Building $378,500
2022	$3,769.00 Homeowner's exemption	$251,276	$383,500 Land $60,000 Building $323,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3226 Countryside View Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 Countryside View Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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