3226 Cotuit Ct, Naples, FL 34114 Property Records

Collier County property record for 3226 Cotuit Ct, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,456 sqft · built 2019
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,204,972 (Sep 2019)
Tax Bill	$19,575 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`292550 D 266B24`

Property Details

APN / Parcel Number

Primary APN	`292550 D 266B24`
Alternative APN	`32431302484`

Interior

Stories	1 Story
Building Area	3,456 sqft Living Area
1st Floor Area	3,456 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	17,860 sqft (0.41 acres)
Pool Area	516 sqft
Deck Area	1,563 sqft

Location & Zoning

Street Address	3226 COTUIT CT
City	NAPLES
State	FL
Zip	34114-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK D LOT 26
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	D
Legal Lot Number	26
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3226 COTUIT CT, NAPLES, FL 34114-9805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage VANKEEF FINANCIAL LLC
Sep 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage VANKEEF FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	20195762270
Deed Book / Page	5670 / 3953
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3226 COTUIT CT, NAPLES, FL 34114-9805
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 COTUIT CT, NAPLES, FL 34114-9805

Mortgage

Document Number	0059442431
Date	May 11, 2021
Book Page	5944/2431
Instrument	6056166

Lender

Name	VANKEEF FINANCIAL LLC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 6, 2019
Property Address	3226 COTUIT CT, NAPLES, FL 34114-9805
Document Number	0056703953
Book / Page	5670 / 3953
Map Reference	MB 56 PG 7
Instrument Date	Aug 29, 2019
Instrument	5762270
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 COTULT COURT, NAPLES, FL 34114-9805

Mortgage

Document Number	0056703955
Date	Sep 6, 2019
Instrument	5670-3955

Lender

Name	VANKEEF FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,261,122 (+2.7%)	$1,886,026 (-13.41%) Land $845,473 Building $1,040,553
2025	$19,575.00 (+6.18%) Homeowner's exemption	$1,227,967 (+5.99%)	$2,178,099 (-14.78%) Land $1,196,593 Building $981,506
2023	$18,436.00 (-1.8%) Homeowner's exemption	$1,158,602 (+3%)	$2,555,834 (+86.05%) Land $1,303,751 Building $1,252,083
2022	$18,774.00 Homeowner's exemption	$1,124,856	$1,373,714 Land $93,763 Building $1,279,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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