3226 Conservancy Ln, Charleston, SC 29414 Property Records

Charleston County property record for 3226 Conservancy Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,170 sqft · built 2012
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$363,500 (Oct 2018)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`307-05-00-763`

Property Details

APN / Parcel Number

Primary APN	`307-05-00-763`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,170 sqft Living Area
1st Floor Area	1,470 sqft
Upper Floors Area	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3226 CONSERVANCY LN
City	CHARLESTON
State	SC
Zip	29414-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RICEFIELD OF CAROLINA BAY PHASE SIX ADESCRIPTION -LOT CBCS 261
Legal Subdivision	RICEFIELD OF CAROLINA BAY PHASE SIX A
Legal Phase	6
Legal Lot Number	CBCS
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3027
Census Tract	5601

Owner

3226 Conservancy Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3226 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG
May 18, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	May 18, 2017 · Amount on File
Deed Book / Page	751 / 158
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0638/0675
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3226 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010260172
Date	Aug 25, 2021
Book Page	1026/172

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jan 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 3, 2018
Property Address	3226 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Document Number	0751/0158
Book / Page	000751 / 000158
Instrument Date	Oct 1, 2018
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3226 CONSERVANCY LN CHARLESTON SC 294148118, CHARLESTON, SC 29414-8118

Mortgage

Document Number	751/0161
Date	Oct 3, 2018
Book Page	000751/000161

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 18, 2017
Property Address	3226 CONSERVANCY LN, CHARLESTON, SC 29414-8118
Document Number	0638/0675
Book / Page	000638 / 000675
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3226 CONSERVANCY LN CHARLESTON SC 294148118, CHARLESTON, SC 29414-8118

Mortgage

Document Number	638/0676
Date	May 18, 2017
Book Page	000638/000676

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Conservancy Ln was $2,198, up 13.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+13.07%)	$418,025 (+2,775%) Land $86,250 Building $331,775	$600,000 Land $103,300 Building $496,700
2024	$1,944.00	$14,540
2022	$1,802.00	$14,540	$363,500 Land $75,000 Building $288,500
2020			$363,500 Land $75,000 Building $288,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3226 Conservancy Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 Conservancy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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