Tioga County property record for 3226 Cherry Flats Rd, Covington, PA 16917
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,104 sqft · built 1901 |
| Lot Size | 147 acres (6,405,498 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,659 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07/03.00/030./000 |
| Primary APN | 07/03.00/030./000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,104 sqft Living Area |
| Basement Area | 1,384 sqft |
| Unfinished Basement | 1,384 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Lot Area | 6,405,498 sqft (147 acres) |
| Garage Type | Detached |
| Garage Area | 651 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 00003697 |
|---|---|
| Street Address | 3226 CHERRY FLATS RD |
| City | COVINGTON |
| State | PA |
| Zip | 16917-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 950500 |
Source: Tioga County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3226 CHERRY FLATS RD, COVINGTON, PA 16917-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 3226 CHERRY FLATS RD, COVINGTON, PA 16917-9401 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3226 CHERRY FLATS RD, COVINGTON, PA 16917-9401 |
| Document Number | 202106986 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 202106986 |
| Name | FIRST HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | PAINTED POST, NY 14870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| County Subdivision | Covington Township |
| Unified School District | Southern Tioga School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,659.00 (-36.96%) | $298,850 (-3.93%) Land $83,080 Building $215,770 | |
| 2024 | $7,391.00 | $311,060 Land $95,290 Building $215,770 | |
| 2023 | $556,390 Land $340,620 Building $215,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 86% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Xtreme5G Fixed Wireless | 50 / 10 |
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