3226 Central Ave, Indianapolis, IN 46205 Property Records

Marion County property record for 3226 Central Ave, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,877 sqft · built 1910
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Aug 2023)
Tax Bill	$9,436 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-24-145-045.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-24-145-045.000-101`
Alternative APN	`1076434`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,877 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	1,197 sqft
Upper Floors Area	599 sqft
Attic	Attic
Attic Area	588 sqft
Basement Area	1,176 sqft
Finished Basement	483 sqft
Unfinished Basement	693 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3226 CENTRAL AVE
City	INDIANAPOLIS
State	IN
Zip	46205-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	OSGOODS WASH BLVD ADD L44
Legal Subdivision	OSGOODS WASH BLVD ADD
Legal Lot Number	44
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2019
Census Tract	351000

Owner

3226 Central Ave is owned and occupied by an individual who bought it in August 2023.

Source: Marion County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 24, 2024	Deed of Trust, Mortgage HUD
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 9, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 18, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Feb 8, 2021	Warranty Deed, Transfer
Feb 22, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTERWOOD MORTGAGE GROUP
Nov 7, 2017	Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	202365668
Prior Transfer Date	Jul 11, 2023
Prior Transfer Doc	0000058303
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	May 29, 2026
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000045030
Instrument Date	Apr 7, 2026
Instrument	202645030
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828

Mortgage

Document Number	0000045030,
Date	May 29, 2026
Instrument	202645030

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031332
Date	Apr 24, 2024
Instrument	A202400031332

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023687
Date	Feb 25, 2022
Instrument	A202200023687

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 9, 2023
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000065668
Map Reference	PB 13 PG 109
Instrument Date	Jul 27, 2023
Instrument	A202300065668
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828

Mortgage

Document Number	0000065669
Date	Aug 9, 2023
Instrument	A202300065669

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Jul 18, 2023
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000058303
Map Reference	PB 13 PG 109
Instrument Date	Jul 14, 2023
Instrument	A202300058303
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067098
Date	Jul 9, 2018
Instrument	A201800067098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 25, 2022
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000023686
Map Reference	PB 13 PG 109
Instrument Date	Feb 15, 2022
Instrument	A202200023686
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 8, 2021
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000016360
Map Reference	PB 13 PG 109
Instrument Date	Jan 29, 2021
Instrument	A202100016360
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11353 CHERRY HILL CT, FISHERS, IN 46038-2426

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 22, 2019
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000015645
Instrument Date	Feb 20, 2019
Instrument	A201900015645
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828

Mortgage

Document Number	0000015646
Date	Feb 22, 2019
Instrument	A201900015646

Lender

Name	WINTERWOOD MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Nov 7, 2017
Property Address	3226 CENTRAL AVE, INDIANAPOLIS, IN 46205-3828
Document Number	0000125027
Map Reference	PB 13 PG 109
Instrument Date	Nov 3, 2017
Instrument	A201700125027
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16612 SALIMONIA LN, WESTFIELD, IN 46074-8107

Mortgage

Document Number	0000125028
Date	Nov 7, 2017
Instrument	A201700125028

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Central Ave was $9,436 with a homeowner's exemption.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,436.00	$396,700 Land $41,400 Building $355,300	$396,700 Land $41,400 Building $355,300
2023	$4,667.00 (+27.9%)	$280,000 (+29.69%) Land $41,400 Building $238,600	$280,000 (+29.69%) Land $41,400 Building $238,600
2022	$3,649.00 (+9.78%)	$215,900 Land $5,900 Building $210,000	$215,900 Land $5,900 Building $210,000
2021	$3,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3226 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3226 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity, Xiber.

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