3226 Bach Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3226 Bach Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1910
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2021)
Tax Bill	$6,137 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050-0005-0110-00`

Property Details

APN / Parcel Number

Primary APN	`050-0005-0110-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	756 sqft
2nd Floor Area	528 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	140 ft deep x 28 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3226 BACH AVE
City	CINCINNATI
State	OH
Zip	45209-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	3226 BACH AV 28 X 140 PT LOTS 55-58 MILLS- KLINES 1ST SUB
Legal Subdivision	MILLS-KLINES 1ST SUB
Legal Lot Number	55-58
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2013
Census Tract	5301

Owner

3226 Bach Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Survivorship Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 8, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA
Oct 30, 2018	Grant Deed, Transfer BANK OF AMERICA
Oct 30, 2018	Warranty Deed, Transfer BANK OF AMERICA
Jul 13, 2017	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Oct 30, 2018 · Amount on File
Deed Document Number	2021110104
Deed Book / Page	14501 / 125
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0000098672
Record Updated	Sep 20, 2026

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2021
Property Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Document Number	0000110104
Book / Page	14501 / 125
Map Reference	MB 8 VOL 2 PG 16
Instrument Date	Jul 30, 2021
Instrument	2021-0110104
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3226 BACH AVE, CINCINNATI, OH 45209-1712

Mortgage

Document Number	0000110106
Date	Sep 14, 2021
Book Page	14501/130
Instrument	2021-0110106

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200133458
Date	Dec 17, 2020
Book Page	14317/3898
Instrument	2020-0133458

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2019
Property Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Document Number	0000098672
Book / Page	014041 / 001641
Instrument Date	Aug 15, 2019
Instrument	98672
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3226 BACH AVE CINCINNATI OH 452091712, CINCINNATI, OH 45209-1712

Mortgage

Document Number	98673
Date	Nov 8, 2019
Book Page	014041/001643
Instrument	98673

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2018
Property Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Document Number	0000096386
Book / Page	013785 / 001595
Instrument Date	Oct 8, 2018
Instrument	96386
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3226 BACH AVE CINCINNATI OH 452091712, CINCINNATI, OH 45209-1712

Mortgage

Document Number	96387
Date	Oct 30, 2018
Book Page	013785/001596
Instrument	96387

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2018
Property Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Document Number	0000096384
Book / Page	013785 / 001590
Instrument Date	Sep 25, 2018
Instrument	96384
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	STEWART TITLE, STEWART TITLE RELOCATION SVCS

Transaction

Amount	Amount on Record
Tax	$642.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 BACH AVE CINCINNATI OH 452091712, CINCINNATI, OH 45209-1712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096387
Date	Oct 30, 2018
Book Page	013785/001596
Instrument	96387

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 13, 2017
Property Address	3226 BACH AVE, CINCINNATI, OH 45209-1712
Document Number	0000062839
Book / Page	013458 / 000181
Instrument Date	Jul 7, 2017
Instrument	62839
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 BACH AVE CINCINNATI OH 452091712, CINCINNATI, OH 45209-1712

Mortgage

Document Number	62840
Date	Jul 13, 2017
Book Page	013458/000183
Instrument	62840

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3226 Bach Ave was $6,137, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,137.00 (+3.14%)	$99,751 (+%) Land $28,970 Building $70,781	$285,000 Land $82,770 Building $202,230
2024	$5,950.00 (-2.22%)	$99,749 (-) Land $28,969 Building $70,780
2023	$6,085.00 (+19.31%)	$99,749 (+33.02%) Land $28,969 Building $70,780	$285,000 Land $82,770 Building $202,230
2022	$5,100.00 Homeowner's exemption	$74,988 Land $17,385 Building $57,603
2020			$214,250 Land $49,670 Building $164,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3226 Bach Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3226 Bach Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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