3226 45th St, Moline, IL 61265 Property Records

Rock Island County property record for 3226 45th St, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	1,531 sqft · built 1975
Lot Size	0.14 acres (6,246 sqft)
Owner	Individual Name on File
Last Sale	$189,900 (Apr 2020)
Tax Bill	$6,275 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-223-024`

Property Details

APN / Parcel Number

Primary APN	`17-10-223-024`

Interior

Stories	1 Story
Building Area	1,531 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	6,246 sqft (0.14 acres)

Location & Zoning

Street Address	3226 45TH ST
City	MOLINE
State	IL
Zip	61265-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOT 17 HICKORY HILLS 1ST ADD
Legal Subdivision	HICKORY HILLS 1ST ADD
Legal Block	223
Legal Lot Number	17
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	SOUTH MOLINE
Census Block Group	2
Census Block	2005
Census Tract	21200

Owner

3226 45th St is owned and occupied by an individual who bought it in April 2020.

Source: Rock Island County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3226 45TH ST, MOLINE, IL 61265-5558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Deed Document Number	20205556
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3226 45TH ST, MOLINE, IL 61265-5558
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012217
Date	Jul 31, 2018
Instrument	2018-12217

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2023

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Apr 22, 2020
Property Address	3226 45TH ST, MOLINE, IL 61265-5558
Document Number	0000005556
Instrument Date	Mar 24, 2020
Instrument	5556
Transaction Type	Transfer
Record Updated	Jun 3, 2020
Title Company	GOMEZ TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3226 45TH ST MOLINE IL 612655558, MOLINE, IL 61265-5558

Mortgage

Document Number	5557
Date	Apr 22, 2020
Instrument	5557

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3226 45th St was $6,275 with a homeowner's exemption.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	South Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,275.00 Homeowner's exemption	$78,739 (+8.77%) Land $16,332 Building $62,407	$236,217 (+8.77%) Land $48,996 Building $187,221
2024		$72,390 Land $15,013 Building $57,377	$217,170 Land $45,039 Building $172,131
2022	$5,203.00	$63,970 Land $13,267 Building $50,703	$191,910 Land $39,801 Building $152,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3226 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3226 45th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink.

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