Mecklenburg County property record for 3225 Wamath Dr, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,772 sqft · built 1973 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,470,000 (May 2026) |
| Tax Bill | $7,721 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-061-39 |
| Primary APN | 209-061-39 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Gross Area | 3,336 sqft |
| 1st Floor Area | 1,386 sqft |
| Upper Floors Area | 1,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,077 sqft (0.415 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 252 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3225 WAMATH DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-4861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L4 U/M |
| Legal Subdivision | MOUNTAINBROOK |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3006 |
Source: Mecklenburg County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 22, 2021 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Nov 8, 2011 · Amount on Record |
| Deed Document Number | 202648465 |
| Deed Book / Page | 40409 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|
| Document Number | 0000145270 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 36346/765 |
| Instrument | 2021145270 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000181455 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 36555/509 |
| Instrument | 2021181455 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000121614 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 40031/619 |
| Instrument | 2025121614 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 22, 2026 |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000054458 |
| Book / Page | 40445 / 694 |
| Instrument Date | May 22, 2026 |
| Instrument | 202654458 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000054458, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 40445/694 |
| Instrument | 202654458 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 29, 2029 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 22, 2026 |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000054457 |
| Book / Page | 40445 / 688 |
| Instrument Date | May 22, 2026 |
| Instrument | 202654457 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000054457, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 40445/688 |
| Instrument | 202654457 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 55 Months |
| Due | Dec 9, 2030 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 8, 2026 |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000048465 |
| Book / Page | 40409 / 1 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.48465 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TITLE INSURANCE AG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000048466, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 40409/4 |
| Instrument | 2026.48466 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000068347 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3225 WAMATH DR CHARLOTTE NC 282104861, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000068347 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 034571/000534 |
| Instrument | 68347 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3225 WAMATH DR, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000118066 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 3225 WAMATH DR CHARLOTTE NC 282104861, CHARLOTTE, NC 28210-4861 |
| Document Number | 0000118066 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 033828/000846 |
| Instrument | 118066 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999,500 Land $365,000 Building $634,500 | $999,500 Land $365,000 Building $634,500 | |
| 2024 | $7,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1981–2023) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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